2007 Merger Decisions 1 (2007)

handle is hein.journals/mergerd2007 and id is 1 raw text is: 


FEDERAL DEPOSIT INSURANCE CORPORATION


                                 MERGER DECISIONS

                          ANNUAL REPORT TO CONGRESS

                          Bank Merger Act Reporting Requirements
                       (January 01, 2007 through December 31, 2007)



All of the following Merger applications have been approved by the FDIC during the year 2007.
With regard to each of these applications, the FDIC considered and found favorably with respect
to the statutory factors involved, including the financial and managerial resources; future
prospects; convenience and needs of the community to be served, and the effectiveness of each
depository institution involved in the merger in combating money laundering activities, including
in overseas branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney
General, and the Summary Report by the Attorney General indicated that the transaction would
not have a significant adverse effect on competition.

In each case, the FDIC has determined (1) that the transaction would not result in a monopoly or
further any combination or conspiracy to monopolize or to attempt to monopolize the business of
banking in any part of the United States; and (2) that the transaction would not have the effect in
any section of the country to substantially lessen competition or tend to create a monopoly or in
any other manner restrain trade, unless the anticompetitive effects of the transaction were clearly
outweighed in the public interest by the probable effect of transaction in meeting the convenience
and needs of the community to be served.












Note: Additional copies of this Report can be downloaded from the FDIC's web site at
www.fdic. gov/bank/individual/merLer/

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