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67 Me. L. Rev. 1 (2014-2015)
Medical Debt as a Cause of Consumer Bankruptcy

handle is hein.journals/maine67 and id is 11 raw text is: MEDICAL DEBT AS A CAUSE OF CONSUMER BANKRUPTCY Daniel A. Austin I. INTRODUCTION II. BANKRUPTCY AND MEDICAL BANKRUPTCIES A. Consumer Bankruptcy: Overview and Causes 1. Overview of Consumer Bankruptcy 2. Causes of Consumer Bankruptcy B. Medical Bankruptcy C. Medical Debt as a Cause ofBankruptcy III. SOURCES OF DATA AND METHODOLOGY A. Bankruptcy Schedules B. Surveys IV. FINDINGS A. Medical Debt is the Single Largest Cause of Consumer Bankruptcy. B. Twenty-Six Percent ofDebtors Agree or Strongly Agree That They Filed Because of Medical Bills. C. Sixty-One Percent ofDebtors Report Medical Debt and Average Medical Debt is $9,374.09 D. Eighteen Percent ofDebtors Have Revised Medical Debt Greater Than Half of Their Annual Income or Total Unsecured Debt V. CONCLUSION

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