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55 U. Louisville L. Rev. 1 (2017)
Home Warranty Regulation through the Lens of Florida's Home Warranty Statute: Claims, Issues, and Remedies

handle is hein.journals/branlaj55 and id is 7 raw text is: HOME WARRANTY REGULATION THROUGH THE LENS OF FLORIDA'S HOME WARRANTY STATUTE: CLAIMS, ISSUES, AND REMEDIES Chad G. Marzen* I. INTRODUCTION The purchase of a home is often viewed as one of the most significant financial decisions in a person's lifetime.' Amidst the home buying process and finding the right home, a homebuyer typically has to navigate decisions such as choosing a realtor or broker to assist with the home buying process2 and trying to obtain the most competitive lender financing.3 The homebuyer must also navigate through other issues such as private mortgage insurance,' title insurance,' seller disclosures,' and all of the assorted forms as part of a closing, including closing disclosure forms.' One of the parts of the real estate transaction for the purchase of a home that receives consideration in many cases is the seller of the home providing to the buyer either a home warranty coverage plan or contributing to the cost for a buyer to purchase a home warranty.' The National Home Assistant Professor of Legal Studies in Business, Florida State University. The author can be reached at: cmarzen@fsu.edu. To Laura Elizabeth Grice-yours always. ' See Ranjeet S. Mudholkar, Buying a House? Here's How to Make the Right Decision, FIRSTPOST (Aug. 9, 2013, 11:50 AM), http://www.firstpost.com/investing/buying-a-house-heres-how-to-make-the- right-decision-1019501.html. 2 See Melissa Rolland, What Happens at a Buyer's Consultation?, HARTFORD COURANT (May 16, 2016, 9:10 AM), http://www.courant.com/real-estate/hc-rop-what-happens-at-buyers-consultation-real- estate-0519-20160516-story.htmI. 3 See Alison Paoli, Don't Fallfor These Ten Mortgage Misconceptions, FOX BUS. (May 21, 2013), http://www.foxbusiness.com/features/2013/05/21/dont-fall-for-these-l 0-mortgage-misconceptions.htmi. 4 See Brian O'Connell, FHA Versus PMI: Here's the Difference for Your Mortgage, TiESTREET (May 9, 2016, 3:42 PM), https://www.thestreet.com/story/13563889//f/ha-versus-pmi-here-s-the- difference-for-your-mortgage.html. See Dana Dratch, Six Questions to Ask About Title Insurance, BANKRATE (Dec. 14, 2009), http://www.bankrate.con/finance/mortgages/6-questions-to-ask-about-title-insurance-2.aspx. 6 See George Lefcoe, Property Condition Disclosure Forms: How the Real Estate Industry Eased the Transition from Caveat Emptor to Seller Tell All, 39 REAL PROP. PROB. & TR. J. 193, 196-97 (2004) (generally discussing the evolution from the rules of caveat emptor to mandatory seller disclosure laws). ' See William Gilmartin, Real Estate Agents and the Closing Disclosure (CD), NAT'L Ass'N REALTORS (Dec. 8, 2015), http://www.realtor.org/articles/real-estate-agents-and-the-closing-disclosure- cd. , See Steve Middendorp, Why You Should Offer a Home Warranty When Selling a House, ANGIE'S LIST (May 24, 2016), https://www.angieslist.com/articles/why-you-should-offer-home-warranty-when- 1

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