H. Rept. 116-57 1 (2019-05-10)

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U.S. GOVERNMENT
INFORMATION
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                    116TH CONGRESS                                     JREPT. 116 57
                        1st Session    HOUSE OF REPRESENTATIVES              Part 1







                                         CONSUMERS FIRST ACT



                      MAY 10, 2019.- Committed to the Committee of the Whole House on the State of
                                        the Union and Ordered to be printed



                         Ms. MAXINE WATERS of California, from the Committee on
                                 Financial Services, submitted the following


                                              REPORT

                                                together with

                                            MINORITY VIEWS

                                            [To accompany H.R. 1500]

                              [Including cost estimate of the Congressional Budget Office]

                      The Committee on Financial Services, to whom was referred the
                    bill (H.R. 1500) to require the Consumer Financial Protection Bu-
                    reau to meet its statutory purpose, and for other purposes, having
                    considered the same, report favorably thereon with an amendment
                    and recommend that the bill as amended do pass.

                                                 CONTENTS
                                                                                     Page
                    Purpose and Sum m ary  ............................................................................................  11
                    Background and Need for  Legislation  ....................................................................  11
                    Section-by-Section  Analysis  ....................................................................................  19
                    H earings ...................................................................................................................  2 1
                    Com m ittee  Consideration  ........................................................................................  23
                    C om m ittee  V otes  ......................................................................................................  23
                    Statement of Oversight Findings and Recommendations of the Committee ......        28
                    Statement of Performance Goals and Estimates .................................................. 28
                    New Budget Authority and CBO Cost Estimate ...................................................  28
                    Com m ittee  Cost  Estim ate  .......................................................................................  30
                    Unfunded M andate  Statem ent  ...............................................................................  30
                    A dvisory  Com m ittee  ................................................................................................  30
                    Application  of Law  to  the  Legislative  Branch  .......................................................  30
                    Earm ark Statem ent  ................................................................................................  30
                    Duplication  of Federal Program s  ............................................................................  30
                    Changes to Existing  Law  ........................................................................................  31
                      The amendment is as follows:
                        89-006

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