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86 Miss. L.J. 151 (2017)
It's Your Money and We Want It Now: Regulation of the Structured Settlement Factoring Industry in the Era of Dodd-Frank and the Consumer Financial Protection Bureau

handle is hein.journals/mislj86 and id is 159 raw text is: IT'S YOUR MONEY AND WE WANT IT NOW: REGULATION OF THE STRUCTURED SETTLEMENT FACTORING INDUSTRY IN THE ERA OF DODD-FRANK AND THE CONSUMER FINANCIAL PROTECTION BUREAU INTRODUCTION ....................................152 I. BACKGROUND.... .............................. 155 A. Overview and History of Structured Settlements .......................... ..... 155 B. Rise of Structured Settlement Factoring Companies ........................... .... 159 C. Overview of the Applicable Legal Concepts........... 160 D. Current Regulation of Structured Settlement Factoring.......................... 162 1. State Regulations of the Structured Settlement Factoring Industry ........................ 165 2. The Consumer Financial Protection Bureau... 167 II. MAKING THE CASE FOR STRICTER REGULATION......... 169 A. Clash of the Progressive and Libertarian Approaches ......................... ...... 169 B. Increasing Regulations on the Purchasing of Payment Rights Fulfills the Purpose and Advantages of Structured Settlements .......... 170 III. STATE LEGISLATION INCLUDING SPENDTHRIFT PROVISIONS WILL PREVENT ABUSE BY FACTORING COMPANIES ..................................... 171 A. Classes of Structured Settlement Recipients to Apply Anti-Assignment Provisions....... ...... 173 B. Protecting Structured Settlement Recipients Outside of Protected Classes .................. 176 151

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