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2 Concordia L. Rev. 103 (2017)
Marriage, Millennials, and Massive Student Loan Debt

handle is hein.journals/concordia2 and id is 103 raw text is: MARRIAGE, MILLENNIALS, AND MASSIVE STUDENT LOAN DEBT Victoria J. Haneman* INTRODUCTION Dating apps, contraception, abortion, medical advances that allow the delay of childbearing, changes in female pay, and crippling student loan debt are all factors that may weigh upon the Millennial trend of cohabitation versus marriage.2 Studies of cohabitation and marriage trends evidence that the Millennial generation is perfectly content in their unwedded bliss,3 with more than eight million couples cohabitating in the United States.4 According to 2010 Census data, there has been a 138% increase in cohabitation since 1990.5 Further, those who choose to marry are doing so later: the average age of marriage is 27 for women and 29 for men-as opposed to 23 and 26, respectively, in 1990.6 * Professor of Law, Concordia University School of Law. My heartfelt gratitude to my research assistant, Angela Harrigan, for taming my unruly footnotes. 1 For purposes of this Essay, a Millennial is defined as a person who was born between 1982 and 2004. Philip Bump, Here Is When Each Generation Begins and Ends, According to Facts, THE ATLANTIC (Mar. 25, 2014), https://www.theatlantic.com/national/archive /2014/03/here-is-when-each-generation-begins-and-ends-according-to-facts/359589/. 2 See Gabriela Barkho, Why Are Millennials Putting Off Marriage? Let Me Count the Ways, WASH. POST (June 6, 2016), https://www.washingtonpost.com/news/soloish/wp /2016/06/06/why-are-millennials-putting-off-marriage-let-me-count-the-ways/?utm term= .e16155290354. ' Jenny Kutner, 8 Brutally Honest Reasons Why Millennial Women Are Staying Single, CONNECTIONS.MIC (Aug. 13, 2015), https://mic.com/articles/123850/8-brutally-honest- reasons-why-millennial-women-are-staying-single#.hZhjTuyaA. Just 20% of Millennials ages 18 to 30 have tied the knot; compare that with 32% of Gen Xers and more than 40% of Baby Boomers were who married at that age. Cathie Ericson, Why Millennials Aren't Rushing to the Altar Anytime Soon (Hint: It Has to Do with Money), FORBES (Nov. 25, 2016), https://www.forbes.com/sites/learnvest/2016/11/25/why-millennials-arent-rushing-to-the- altar-anytime-soon-hint-it-has-to-do-with-money/#5959f73c33cf. 4 Connor Donevan, Millennials Navigate the Ups and Downs of Cohabitation, NPR (Nov. 1, 2014), http://www.npr.org/2014/11/01/358876955/millennials-navigate-the-ups- and-downs-of-cohabitation. Living Together and the Law, NOLO, http://www.nolo.com/legal-encyclopedia/free- books/living-together-book/chapterl-1.html (last visited Mar. 4, 2017). 6 Eleanor Barkhorn, Getting Married Later Is Great for College-Educated Women, THE ATLANTIC (Mar. 15, 2013), http://www.theatlantic.consexes/archive/2013/03/getting- married-later-is-great-for-college-educated-women/274040/. This number is higher in urban areas, such as New York City. Barkho, supra note 2.

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