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29 Conn. Ins. L.J. 1 (2022-2023)
Reconciling the Principle of Indemnity in Diminished Value Automobile Insurance Claims

handle is hein.journals/conilj29 and id is 11 raw text is: RECONCILING THE PRINCIPLE OF INDEMNITY IN DIMINISHED VALUE AUTOMOBILE INSURANCE CLAIMS HAROLD WESTON* AND BRENDA WELLS-DIETEL*4 I. IN TR OD U CTION .......................................................................... 2 II. COVERAGE UNDER THE ISO PERSONAL AUTOMOBILE POLICY ............................................................................................. 3 A. ISO COVERAGE FOR LIABILITY LOSSES ............................. 3 B. ISO COVERAGE FOR FIRST-PARTY LOSSES ......................... 6 III. THE PRINCIPLE OF INDEMNITY IN INSURANCE...................15 A. DOES THE INSURED SUFFER A COMPENSABLE LOSS CONSISTENT WITH THE PRINCIPLE OF INDEMNITY................ 18 IV. RECONCILING THE PRINCIPLE OF INDEMNITY TO DIMINISHMENT OF VALUE IN AUTO CLAIMS................... 25 *Clinical Associate Professor and WSIA Distinguished Chair in Risk Management & Insurance, Georgia State University, J. Mack Robinson College of Business, and College of Law (secondary appointment). **Ph.D., Department Chair and Robert F. Bird Distinguished Professor of Risk and Insurance, East Carolina University.

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