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11 Pass It On: Newsl. Gov't & Pub. Sector Law. Div. 1 (2001-2002)
Issue 3

handle is hein.journals/passit11 and id is 17 raw text is: Spring 200  Volume41 , ube
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GI ll a
GPSLD
Government end Public Sector Lawyers Divisin

THE NEWSLETTER OF THE AMERICAN BAR ASSOCIATION'S GOVERNMENT AND PUBLIC SECTOR LAWYERS DIVISION

Paving the Way to Public Service: The ABA C
on Loan Repayment and Forgiveness
by Curtis M. Caton and Judge Frank M. Coffin

Editors Note: Loan repayment assistance
programs have been a priority issue for the
Government and Public Sector Lawyers
Division for several years Division leaders
were pleased when ABA President Hirshon
determined that loan forgiveness would be
one of his major initiatives during his term.
President Hirslwn appointed Davidj De Vries,
Immediate Past Chair of the Division, to
serve on the ABA 's Commission on Loan
Repayment and Forgiveness.
M any of today's law graduates are
faced with law school debt of $80,000
or more upon graduation. For graduates
following the standard 10-year repayment
schedule, this results in monthly payments
of more than $900 for 10 years following
graduation. With the average starting pub-
lic interest salary at $34,000, these mort-
gage-size debts bar most graduates from
pursuing public service legal jobs. Among
those graduates who do take such posi-
tions, many-when faced with major life
decisions such as starting a family-are
forced to leave after two to three years of
employment.
In response to this problem, ABA Presi-
dent Robert E. Hirshon created the Com-
mission on Loan Repayment and Forgive-
ness in August 2001. The commission's job
is to examine and report on the effect upon
the legal profession of the increasing edu-
cational debt burdening law school gradu-
ates. In creating the commission, Hirshon
noted that many observers believe that
fewer lawyers are drawn to public service
law positions such as civil legal services,
indigent defense or government, immedi-
ately following graduation, and that those
who do take these jobs cannot afford to re-
main in them very long. He believes this

phenomenon has immediate and long-term
consequences that will harm the profession
and the public it serves.
Loan repayment assistance programs
('LRAPs) have emerged as a solution for re-
lieving the debt burden of some law gradu-
ates. LRAPs provide loan forgiveness, lower
interest rates on loans or postponed pay-
ment of law school loans to graduates enter-
ing specific types of employment, usually
law-related public interest jobs. Most LRAPs
limit the amount of income a recipient can
earn. There are various types of LRAPs, ad-
ministered by law schools, state bar founda-
tions and federal and state governments.
The number of these programs however,
has not increased appreciably during the
past five years, while the average debt bur-
den of law graduates has more than dou-
bled during the same period of time.
The commission will study the impact
of the debt burden problem on the ability
of law graduates to pursue and remain in
public service law jobs and will recommend
solutions to the ABA and the profession.
During the current bar year (ending in Au-
gust 2002), the commission will focus on
promoting LRAPs as well as guiding ABA
efforts to stimulate more LRAPS and schol-
arships/fellowships provided by law
schools, the federal government, state gov-
ernments, and other private sources.
The commission is chaired by Curtis
M. Caton, a member of the firm of Heller
Erhman White & McAuliffe LLP in San
Francisco, and Judge Frank M. Coffin of
Portland, Maine, a senior judge on the U.S.
Court of Appeals for the First Circuit. The
ten commission members include leaders
in the profession, drawn from the ranks of
law school deans and faculty, law stu-
dents, government, experienced public

service lawyers, legislative experts and
others. Liaisons to the commission in-
clude representatives from many ABA en-
tities, as well as external organizations
representing various constituencies, such
as law schools, labor, public interest attor-
neys, and corporate counsel.
The commission held its first meeting
on October 22-23,2001, in Washington, DC.
The meeting featured a day-long educa-
tional forum during which commission
members, liaisons and invited guests heard
continued on page 2

spring 2002

Volume 11, Number 3

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