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19 Technium Soc. Sci. J. 302 (2021)
Banking Financial Performance during Covid-19

handle is hein.journals/techssj19 and id is 302 raw text is: Technium Social Sciences Journal Vol. 19, 302-310, May, 2021 SOCIAL SI C L ISSN: 2668-7798 A C E AL www.techniumscience.com Banking financial performance during Covid-19 Rulyanti Susi Wardhani, Erita Rosalina2, Ratih Elvany3, Murtiadi Awaluddin4 12 3Fakultas Ekonomi, Universitas Bangka Belitung, 4Fakultas Ekonomi,UIN Alauddin Makassar ruliyantiwardhani67@gmail.coml, itafadely28@gmail.com2, elvanyratihl@gmail.com3, murtiadi.awaluddin@uin-alauddin.ac.id4 Abstract. Pandemic Covid-19 has made every company improve its business operations, continue to run well, and produce good financial performance optimal. Financial performance is a measuring tool for describing the financial conditions of a company. Measurement of financial performance in this study using the DuPont system method. The reason for this consideration is to analyze contrasts in money related execution sometime recently and amid Covid-19 and analyzing the impact of the pointers contained on Dupont framework strategies, to be specific Net Benefit Edge (NPM), Total Asset Turnover (TATO), Financial Leverage Multiplier (FLM), Return on assets (ROA) and Return On Equity (ROE). This study's population is a listed banking sector company Indonesia Stock Exchange (IDX), for the period 2019-2020. This study's sample is based on a purposive sampling technique to obtain as many as 23 banking companies. Information in this think about was analyzed by Wilcoxon signed-rank test approach. The test result shows that the sector's financial performance banking experienced no difference before and during Covid-19. This research strengthens the implementation of government policies as outlined in OJK Regulation Number 11/POJK.3/2020 concerning relaxation of credit restructuring. Thus, banks are still able to maintain banking financial stability during a pandemic. Keywords. Covid-19, Financial Performance, Banking Introduction Corona disease 19 or Covid-19 is a respiratory tract infection caused by a new type of virus, namely Severe Acuate Respiratory Syndrome Coronavirus 2 (SAR-CoV-2). The virus was first discovered in the Chinese city of Wuhan at the end of 2019. The World Health Organization or WHO (World Health Organization) announced that there was more than 118 million total confirmed cases of Covid-19 in 223 countries in mid-March 2021 (Covid-19 Task Force, 2021), as this was officially designated as a pandemic by the WHO. The acceleration of the spread of Covid-19 globally has made it a pandemic throughout the world, including Indonesia. Covid-19 was first announced in Indonesia on March 2, 2020. According to data released by the task force to accelerate the handling of Covid-19 in Indonesia, the number of cases exposed to mid-March 2021 was 1,419,455 people, with a death rate of around 3.8. percent (Covid-19 Task Force, 2021). The massive spread of Covid-19 globally has changed various forms of new lifestyle arrangements, such as changing the way work is done from home, education online, and 302

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