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49 U. Mich. J.L. Reform 717 (2015-2016)
Protecting Personal Information: Achieving a Balance Between User Privacy and Behavioral Targeting

handle is hein.journals/umijlr49 and id is 735 raw text is: 




PROTECTING PERSONAL INFORMATION: ACHIEVING A
BALANCE BETWEEN USER PRIVACY AND
BEHAVIORAL TARGETING

Patrick Myers*


    Websites and mobile applications provide immeasurable benefits to both users and
    companies. These services often collect vast amounts of personal information from
    the individuals that use them, including sensitive details such as Social Security
    numbers, credit card information, and physical location. Personal data collection
    and dissemination leave users vulnerable to various threats that arise from the
    invasion of their privacy, particularly because users are often ignorant of the exis-
    tence or extent of these practices. Current privacy law does not provide users with
    adequate protection from the risks attendant to the collection and dissemination of
    their personal information. This Note advocates a comprehensive solution: a fed-
    eral statute that introduces a contractual mentality to encourage informed consent
    to companies' data collection and dissemination practices.


                          TABLE OF CONTENTS

INTRODUCTION .................................................. 718
    I. MECHANICS, COSTS, AND BENEFITS OF COLLECTING AND
        DISSEMINATING USER INFORMATION .................... 719
        A. Mechanics of Collection and Dissemination ........... 719
        B. Benefits to Users and Companies .................... 722
        C. Privacy Concerns and Drawbacks ................... 724
        D. Intensified Need for Comprehensive Protection in Light
             of Modern Technology .............................. 727
    II. SHORTCOMINGS OF APPLICABLE LAW ................... 729
        A. Legal Notions of Privacy ...........................   729
        B. Limited Reach of Contract Law .....................    732
        C. Statutory Protections and Failed Legislative Attempts..  734
        D. FTC Regulatory Activity ............................   738
   III. A COMPREHENSIVE FEDERAL SOLUTION ................. 740
        A. Electronic Signature Requirement ....................  741
        B. Clear and Conspicuous Privacy Policies .............. 742
        C. Private Cause of Action ............................ 743
        D. FTC Enforcement .................................. 744
        E.   Companies' Interests ...............................  745
CONCLUSION .................................................... 746

  *   J.D. Candidate, 2016, University of Michigan Law School; B.A., 2013, University of
Michigan.

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