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3 Technium Soc. Sci. J. 7 (2020)
Proposal of Public Policy regarding the Integration of Financial Education Classes in Romania

handle is hein.journals/techssj3 and id is 173 raw text is: Technium Social Sciences Journal Vol. 3 (2), 7-11, February 2020 ISSN: 2668-7798 SOCIAL SCIENCES JOURNAL www.techniumscience.com Proposal of public policy regarding the integration of financial education classes in Romania Baia Olimpia Geoorgiana Master of European Administration. Public institutions and policies (Faculty of Law and Administrative Sciences - Ovidius University of Constanta, Romania) olimpiageorgiana@icloud.com Volume coordinators Prof. univ. dr. habil. Mihaela Rus Ovidius University of Constanta (Faculty of Law and Administrative Sciences) psiholog-m@yahoo.com Lect. univ. dr. Mihaela Sandu Ovidius University of Constanta (Faculty of Psychology and Educational Sciences) mihaela naidin@yahoo.com Asist. univ. dr. Tinase Tasente Ovidius University of Constanta (Faculty of Law and Administrative Sciences) office@pluscommunication.eu Abstract. This policy highlights the importance of financial literacy, the ability to make healthy financial decisions in regards to debt, credit and other expenses, serious matters in this Digital Age. Being financially literate in today's economic climate is more important than ever. Understanding finances can help individuals make better money management decisions, budget money properly, adequately save for college, and be financially prepared for retirement. Romania has the lowest number of companies per capita, most of the existent companies are not financially active and rarely do make a profit, which is a concerning statistic for a state member of the European Union. The general objective of this public policy is to integrate financial literacy classes into the Romanian educational curriculum. Keywords. public policy, financial literacy, economy, budget, debt, credit, education 7

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