About | HeinOnline Law Journal Library | HeinOnline Law Journal Library | HeinOnline
LOG IN
LOG IN

40 Rutgers Computer & Tech. L.J. 229 (2014)
Let's Get Physical: Loss of Use of Tangible Property as Coverage in Cyber Insurance

handle is hein.journals/rutcomt40 and id is 245 raw text is: LET'S GET PHYSICAL: LOSS OF USE OF TANGIBLE PROPERTY AS COVERAGE IN CYBER INSURANCE' I. INTRODUCTION ........................... ..... 229 II. BACKGROUND .......................................... 232 A. The Internet Age.................. ........ 232 B. The Nature of Risk ................... ..... 234 C. The Business of Insurance .......... ......... 237 D. CGL and its Recent Changes ............. .....238 E. Physical v. Non-physical in Case Law ..... ..... 240 F. A Shift in the Courts ................. ....... 241 G. A Novel Approach ............................... 243 III. A NEW ERA ............................ ...... 244 A. A Necessary Shift................. ........244 B. An Avenue for Coverage ........................... 244 C. The Modem Trend.............................. 246 D. Future Claims .......................... 247 E. The Future of Property in the Digital World................. 248 IV. IMMINENT CHANGES TO THE INSURANCE INDUSTRY ............ 250 A. Clearer Understanding of CGL Interpretation.............. 250 B. Government's Potential Role........ ........... 253 V. CONCLUSION ........................... ...... 254 I. INTRODUCTION It is impossible to escape technology today - and who would want to? For most everyday tasks, there is a quicker, easier, and less costly technology-based alternative. Instead of mail, we use e- mail. Instead of paper and pen, we use a screen and keyboard. 1. Let's Get Physical is a television movie by Olivia Newton John. Olivia Newton-John: Let's Get Physical, IMDB, http://www.imdb.com/title/tt0283520/ (last visited Feb 22, 2014). 229

What Is HeinOnline?

HeinOnline is a subscription-based resource containing thousands of academic and legal journals from inception; complete coverage of government documents such as U.S. Statutes at Large, U.S. Code, Federal Register, Code of Federal Regulations, U.S. Reports, and much more. Documents are image-based, fully searchable PDFs with the authority of print combined with the accessibility of a user-friendly and powerful database. For more information, request a quote or trial for your organization below.



Short-term subscription options include 24 hours, 48 hours, or 1 week to HeinOnline.

Purchase Access

Contact us for annual subscription options:

Contact Us

Already a HeinOnline Subscriber?

Log In

profiles profiles most