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59 B.C. L. Rev. 423 (2018)
Commodifying Consumer Data in the Era of the Internet of Things

handle is hein.journals/bclr59 and id is 435 raw text is: COMMODIFYING CONSUMER DATA IN THE ERA OF THE INTERNET OF THINGS STACY-ANN ELVY INTRODUCTION ........................................................... 424 I. THE IOT DATA GOLD RUSH ......................................................435 A. Biometric, Health, and Highly Sensitive Data.............. ......................... 435 B. IoTPrivacy Policies................ ....................... ........... 439 C. Consumer Harms & Risks.... ............................................... 448 1. Consensual Disclosures and Data Analytics ..................... .......449 2. Non-Consensual Disclosures and Data Breaches. ........................452 3. Non-Consensual Disclosures and Initial Data Collectors .............. ......455 II. DATA TRANSFERS & CoMMERCIAL REGIMES ...................................456 A. Article 9 of the UCC ...................... 457 B. Data Ownership vs. Rights in the Data......................... ............ 463 C. Bankruptcy Implications ..................................................... 472 III. PRIVACY FRAMEWORKS .................................................. 475 A. BAPCPA ........................................................... 475 B. The FTCA & FTC Intervention ..................................................... 483 C. Biometric Data Statutes .................................................... 488 D. HIPAA .... ......................................................... 496 IV. PATHS FORWARD....................................................... 500 A. Transfer & Assignment Restrictions........................................50 1. Separate State Statutes........................ ..................504 2. Article 9 Amendments..........................................505 3. Bankruptcy Code Amendments....................................511 4. Criticisms of Transfer & Assignment Restrictions........................512 B. Require CPOs in Article 9 Foreclosures.....................................518 C. Require CPOs in All Bankruptcy Transfers...................................520 CONCLUSION ............................................................. 522 423

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