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12 Conn. Ins. L.J. 173 (2005-2006)
Employment Practices Liability Insurance: Are EPLI Policies a License to Discriminate - Or Are They a Necessary Reality Check for Employers

handle is hein.journals/conilj12 and id is 177 raw text is: EMPLOYMENT PRACTICES LIABILITY INSURANCE:
ARE EPLI POLICIES A LICENSE To DISCRIMINATE? OR
ARE THEY A NECESSARY REALITY CHECK FOR
EMPLOYERS?
Nancy H. Van der Veer'
TABLE OF CONTENTS
IN TROD UCTION  .............................................................................. 174
I. STATUTORY PROTECTION FOR EMPLOYEES ..................... 176
A. EMPLOYMENT PRACTICES PROHIBITED BY TITLE VII ............ 177
B. GENDER AND SEXUAL HARASSMENT AS
D ISCRIM INATION  ................................................................... 178
C. AGE  DISCRIMINATION  ............................................................ 180
D. DISABILITY  DISCRIMINATION ................................................. 181
E. EQUAL PAY  DISCRIMINATION ................................................. 182
F. FAMILY AND MEDICAL LEAVE ACT DISCRIMINATION ........... 183
G. DISCRIMINATION AGAINST IMMIGRANTS ............................... 184
H. STATE STATUTES AND LOCAL ORDINANCES
REGULATING EMPLOYMENT .................................................. 185
II. EM PLOYER'S  LIABILITY  ......................................................... 185
A. THE  RISE OF EPLI POLICIES ................................................... 185
B. EMPLOYMENT PRACTICES COVERED BY EPLI POLICIES ........ 188
C. EXPANSION OF THE THREE ORIGINAL CAUSES OF ACTION
COVERED  BY  EPLI ................................................................ 189
D. EXPANSION OF CLAIMS COVERED BY EPLI ........................... 190
E. COMMON EXCLUSION IN EPLI POLICIES ................................ 191
F. PUBLIC POLICY  EXCLUSIONS .................................................. 192
III. THREE AREAS IN WHICH INSURERS EXERCISE CONTROL
OVER EMPLOYMENT PRACTICES ....................................... 193

* Candidate for J.D., University of Connecticut School of Law, 2006; Bachelor of
Arts, Smith College, 2000.

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