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12 Lincoln Mem'l U. L. Rev. 1 (2024-2025)

handle is hein.journals/lmulr12 and id is 1 raw text is: 





  LINCOLN MEMORIAL UNIVERSITY
                 LAW REVIEW




      VOLUME   12     FALL  2024       ISSUE 1






      THE SMALL BUSINESS KILLER: HOW
    FINCEN ENFORCEMENT OF THE CTA
  COULD DESTROY THE LAST BASTION OF
            THE  AMERICAN DREAM.



               Samantha  M. Alecozay*




I. INTRODUCTION

      When  you think of the term small business, you may
fondly recall a local business you grew up with in your
hometown. Maybe  you remember an independent pharmacy
where your parents still pick up their prescriptions, or your


* Founder of Alecozay Law Firm, PLLC, and Adjunct Law Professor
of Secured Transactions, St. Mary's School of Law. I would like to
thank and acknowledge the hard work and contributions of my law
clerk and research assistant, Joel Schroeder, as this paper would not
exist without his assistance. I would also like to thank the following
individuals: St. Mary's School of Law Professors Jena Martin and
Michael Smith for their support and feedback; Ernest W. Clemens,
Professor of Law/University Vice Provost for Graduate Education, St.
Mary's School of Law Colin Marks and Professor of ADR, St. Mary's
School of Law Robert Eichelbaum for their unconditional faith in me
when I refused to have faith in myself; and my husband Anthony for
his love and support.

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