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25 J. High Tech. L. 1 (2024)

handle is hein.journals/jhtl25 and id is 1 raw text is: Go PHISH: NAVIGATING LEGAL WATERS IN THE ERA OF SOCIAL ENGINEERING FRAUD AND DEEP FAKES IN BANKING AND PEER-TO- PEER PAYMENT PLATFORMS Megan Apostolides* I. Introduction In a world that has become increasingly interconnected, the digital realm has proven to be both a blessing and a curse.1 As consumers and businesses navigate this digital landscape, the specter of cybercriminals taking advantage of the very same technologies that promise convenience and security looms even greater.2 Over the years, scammers and hackers have evolved, honing their craft to * J.D. Candidate, Suffolk University Law School, 2025. 1 See Zac Kennedy, The Internet: A Blessing or a Curse?, MEDIUM (May 7, 2021), archived at https://perma.cc/9A9Z-P369 (finding that the internet is used by 4.66 billion people as of 2021 and this number has been steadily increasing). See also Help in Homework, The Internet: A Blessing or a Curse?[Essay], LINKEDIN (Jan. 17, 2023), archived at https://perma.cc/35HJ-YHQG (providing that the internet has many benefits and changed the way society communicates while raising privacy concerns). Social media platforms like Facebook, Twitter and Instagram have made it easy for people to stay connected with their friends and family, regardless of where they are located. Id. 2 See Chris Wellisz, The Dark Side of Technology, 53 INT'L MONETARY FUND 1, 2- 3(2016) (explaining how an interconnected world provides new opportunities for cybercriminals to obtain personal information that can be used for fraud). Cybercrime inflicts a global toll of over $500 billion annually, surpassing the entire economic output of Sweden. Id. Copyright © 2024 Journal of High Technology Law and Megan Apostolides. All Rights Reserved. ISSN 1536-7983

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