About | HeinOnline Law Journal Library | HeinOnline Law Journal Library | HeinOnline

67 Consumer Fin. L.Q. Rep. 1 (2013)

handle is hein.journals/cnsmrfinlw67 and id is 1 raw text is: 























www.ccflonline.org


Preemption Analysis under the National Bank Act: Then and Now
By Debra Lee Hovatter

FTC  Advisory Opinion Seeks to Breathe New Life into the Holder in Due
Course Rule
  By John L. Ropiequet

Remittance Transfers under Dodd-Frank: The Final Rules and Their
Far-Reaching Implications
  By Alvin C. Harrell

The Dodd-Frank Act and State Law: Bringing Pennsylvania's Banking Law
into the Twenty-First Century
  By Michael E. Bleier, Leonard A. Bernstein and Lauren A. Abbott

Conceptual Difficulties with the All In Finance Charge and APR Proposal
from the Consumer Financial Protection Bureau
  By Thomas A. Durkin

State Law Developments

2012 Maryland Legislation Affecting Financial Services Providers
  By Carla Stone Witzel and Majorie A. Corwin

Spot Delivery in the North Carolina Automobile Industry-A Framework for
Legal Analysis
  By Ralph Bryant, Jr.

Texas Supreme Court Rules Discount Points are Not Interest-Effective
June 21, 2013 Discount Points are Subject to the Three Percent Fee Cap for
Homestead Secured Home Equity Loans and Lines of Credit
  By Scott D. Samlin and Stephen F.J. Ornstein

Legislative and Regulatory Developments in Mortgage Loan Servicing,
Foreclosure and Foreclosure Consultants
  By Marsha L. Williams, Melanie R. Finkelstein and Pamela L.
  Stockwell

Update on Mortgage Foreclosure Litigation: MERS, Standing to Sue and
Show Me  the Note as Defenses
  By Arthur B. Axelson, Heather C. Hutchings and Alvin C. Harrell

San Bernardino Eminent Domain Proposal
  By Walter Dellinger, Jonathan Hacker and Matthew Close

CFPB  Coordination with Other Federal and State Agencies and Municipalites
  By John D. Socknat and Stefanie H. Jackman

Mortgage Lenders and Servicers Should Evaluate and Streamline Their
Pre-Foreclosure Notice Procedures to Avoid Pitfalls
  By Marc A. Goldich

Other Issues andDevelopments

The CFPB  Addresses Civil Investigations, Enforcement, Debt Collection and
Student Loan Servicing, By Alan S. Kaplinsky and Christopher J. Willis; The
CFPB  and Privilege: The Fight isn't Over, By Steven D. Burt and Daniel JT
McKenna;  CFPB  Proposed Rule on RESPA/TILA Disclosures, By Scott D.
Samlin and Rinaldo Martinez; CFPB Proposes More Information Collections,
By Barbara S. Mishkin; Temporary Exemptions Adopted for Mortgage


2013


Disclosures, By Richard J. Andreano, Jr.; Amendments to Escrow Rules for
Higher-Priced Mortgage Loans, By Matthew S. Yoon and John P. Holahan;
High-Cost Loan Final Rule Temporarily Averts FHA Loan Crisis, By
Richard J. Andreano, Jr., John D. Socknat and Michael S. Waldron;
CFPB's ECOA  Disparate Impact Test Finds Support in HUD's FHA
Discriminatory Effects Final Rule, By Barbara S. Mishkin; The CFPB Goes
After Another Mortgage Modification Business, By Barbara S. Mishkin;
CFPB  Announces Mortgage Rules Implementation Plan, By Richard J.
Andreano, Jr.; New License Requirement for Servicing Debt in Chicago:
Chicago Regulated Business License, By Matthew S. Yoon and John P.
Holahan; Third Circuit TILA Rescission Decision Adopts CFPB Position, By
Martin C. Bryce, Jr.; One Year Extension of Mortgage Debt Forgiveness Relief
Act, By Matthew S. Yoon and John P. Holahan; Mortgagee Letter
2012-29-Financial Reporting Requirements for Small Depository
Institution Lenders, By Matthew S. Yoon and John P. Holahan; Federal
Court Issues Second Decision Jeopardizing Historical Treatment of
Pass-Through Mortgage-Backed Securities, By Kent A. Yalowitz, Pamela
Miller and Tanya E. Kalivas; CFPB Issues Bulletin to Specialty Consumer
Reporting Agencies on Free Credit Reports and Sends Warnings, By John L.
Culhane, Jr.; Director Cordray Targets Payday and Student Lenders in
Remarks to the Consumer Advisory Board, By Alan S. Kaplinsky; CFPB
Considering Role in Consumer Investment Arena, By Barbara S. Mishkin;
Military Lending Act Amendments Give the CFPB Enforcement Authority
and Create Civil Liability for Violations, By Alan S. Kaplinsky; Extension of
Foreclosure Moratorium Period under the Servicemembers Civil Relief Act,
By Matthew S. Yoon and John P. Holahan; CFPB Ombudsman Report and
the Role of Enforcement Attorneys in CFPB Examinations, By Christopher J.
Willis and Barbara S. Mishkin; Important Standing Case Before Eighth
Circuit, By Christopher J. Willis; American Express Co., et al. v. Italian Colors
Restaurant, et al.: In a Five-to-Three Decision, the United States Supreme
Court Upholds a Contractual Waiver of Class Arbitration under the Federal
Arbitration Act, By Holly Loiseau, David Singh and Luna Ngan; Supreme
Court Holds That Proof of Materiality is Not a Prerequisite to
Certification of Fraud-on-the-Market Securities Class Actions, By
Laurence A. Silverman, Ryan M. Philp and David R. Kolker; The CFPB
Previews Its Coming Auto Finance Fair Lending Enforcement Actions, By
Christopher J. Willis; Auto Finance: Can We Really Call Disparate Impact
Discrimination?, By Christopher J. Willis

Federal Regulatory Developments

Commentary:  The CFPB Stretches the ECOA Past the Breaking Point
with Auto Finance
  By Christopher J. Willis

Bank Regulators Approve Final Rule to Implement Basel III Capital
Requirements in the United States
  By Scott A. Anenberg, J. Paul Forrester, Kevin Hawken, Carol A.
  Hitselberger, Jason H.P. Kravitt and Donald S. Waack

CFPB  Finalizes Additional Amendments to the Ability-to-Repay/Qualified
Mortgage Rule and the GSEs Issue Industry Letters
  By Stephen F.J. Ornstein, Scott D. Samlin and R. Colgate Selden

CFPB  Report Indicates Impending Regulation of Overdraft Practices
  By Barry A. Abbott


Vol. 67 Nos.  1 & 2

What Is HeinOnline?

HeinOnline is a subscription-based resource containing thousands of academic and legal journals from inception; complete coverage of government documents such as U.S. Statutes at Large, U.S. Code, Federal Register, Code of Federal Regulations, U.S. Reports, and much more. Documents are image-based, fully searchable PDFs with the authority of print combined with the accessibility of a user-friendly and powerful database. For more information, request a quote or trial for your organization below.



Short-term subscription options include 24 hours, 48 hours, or 1 week to HeinOnline.

Contact us for annual subscription options:

Already a HeinOnline Subscriber?

profiles profiles most