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 ~ Informing the Iegislative debate since 1914




 Federal Emergency Management Agency

 (FEMA) Hazard Mitigation Assistance



 Updated   December 28, 2023


 Introduction

 The majority of funding in the United States for both pre- and post-disaster mitigation comes from the
 Federal Emergency Management Agency (FEMA), which defines mitigation as any sustained action to
 reduce or eliminate long-term risk to people and property from natural hazards and their effects.
 Mitigation actions have a long-term impact, as opposed to actions associated with immediate
 preparedness, response, and recovery activities. A widely cited study by the Multihazard Mitigation
 Council found that society saves $6 for every dollar spent on mitigation funded through major federal
 mitigation grants.
 FEMA administers three hazard mitigation grant programs and one loan program, collectively referred to
 as Hazard Mitigation Assistance (HMA):
      Hazard Mitigation Grant Program (HMGP);
      Flood Mitigation Assistance Grant Program (FMA);
      Building Resilient Infrastructure and Communities (BRIC), which replaced the Pre-
       Disaster Mitigation (PDM) Grant Program; and
      Safeguarding Tomorrow Revolving Loan Fund Program (STRLF).
Eligible applicants for the grant programs include state and local governments and federally recognized
tribes. Certain nonprofit organizations may apply for HMGP. Individuals may not apply for HMA
funding, but may benefit from a community application. Eligible entities for STRLF are states, the
District of Columbia, Puerto Rico, and federally-recognized tribes with major disaster declarations
between January 1, 2016 and January 1, 2021. Applicants to all four programs must have FEMA-
approved hazard mitigation plans.





                                                              Congressional Research Service
                                                                https://crsreports.congress.gov
                                                                                   IN11187

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