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ResearchS .rvice
Student Loan Cancellation Reaches the
Supreme Court
December 16, 2022
Nearly all litigants who successfully petition the Supreme Court to hear their claims do so after losing
appeals in another court, such as in a state supreme court or a federal circuit court of appeals. There is,
however, a category of federal appeals of such imperative public importance as to justify deviation from
normal appellate practice and to require immediate determination in the nation's highest court. Statute
and the Supreme Court's rules thus authorize a process, called certiorari before judgment, under which
the Court agrees to hear cases on their merits before the lower federal courts finally dispose of them. The
Court has exercised this authority to decide some of its most seminal modern cases.
Student loan cancellation has prompted further use of this process. In December 2022, the Supreme Court
twice exercised this extraordinary authority, without recorded dissent, in litigation challenging the Biden
Administration's one-time student loan cancellation policy. On December 1, the Court granted certiorari
before judgment in litigation brought by six states, which was then pending in the U.S. Court of Appeals
for the Eighth Circuit (Eighth Circuit). On December 12, the Court used the same procedure to accept
jurisdiction over litigation brought by two student loan borrowers who were defending a favorable district
court judgment in the U.S. Court of Appeals for the Fifth Circuit (Fifth Circuit). The Court's orders state
that the Court will hear both cases during its February 2023 argument session.
This Sidebar provides a first look at the two cases now before the Court. The Sidebar summarizes the
cancellation policy targeted by the plaintiffs' claims. Next, the Sidebar introduces and describes the
standing and merits questions presented by these two appeals. The Sidebar ends with a summary of next
steps, which will inform a more extensive review of the litigation and considerations for Congress.
The Cancellation Policy
On August 24, 2022, the Biden Administration announced that the Secretary of Education (Secretary)
would exercise asserted statutory authority under the Higher Education Relief Opportunities for Students
Act of 2003 (HEROES Act) to cancel certain federal student loan debt. The statute authorizes the
Secretary to waive or modify any statutory or regulatory provision applicable to the student financial
assistance programs under Title IV of the Higher Education Act (HEA) (which authorizes the primary
federal student loan programs) as the Secretary deems necessary for a variety of purposes. For example,
Congressional Research Service
https://crsreports.congress.gov
LSB10876
CRS Legal Sidebar
Prepared for Members and
Committees of Congress

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