About | HeinOnline Law Journal Library | HeinOnline Law Journal Library | HeinOnline
LOG IN
LOG IN

1 1 (September 14, 2021)

handle is hein.crs/goveemv0001 and id is 1 raw text is: Congressional ______ ~Research Service Affordable Care Act Litigation Still on the Docket After California v. Texas September 14, 2021 Referred to as the most challenged statute in American history by some commentators, the Patient Protection and Affordable Care Act (ACA) has been the subject of numerous lawsuits since its enactment in 2010-more than 2,000 by one estimate. In June 2021, the Supreme Court dismissed the latest challenge that threatened the entire law's existence in California v. Texas, leaving the law intact. The dismissal also preserves other suits challenging particular ACA provisions or the Act's implementation, and these cases may have implications for health insurers, health care providers, employers, patients, and others. This Legal Sidebar provides relevant background on private health insurance requirements in Title I of the ACA, discusses several notable past or pending ACA cases, and concludes with select legal considerations for Congress. ACA Private Health Insurance Requirements: Background As the Supreme Court has recognized, Congress enacted the ACA to increase the number of individuals covered by health insurance and decrease health care costs. Among the ACA's key features, Title I adopts several private health insurance market reforms designed to promote access to health coverage and protect consumers against discriminatory insurance practices. These reforms include limitations on preexisting condition exclusions; a bar on lifetime and annual benefit limits; coverage of certain essential health benefits; a prohibition on health insurance rescissions (except under limited circumstances); and coverage of preventive health services without cost sharing. To facilitate health insurance enrollment, the ACA required the creation of an insurance marketplace-or Exchange-in each state. The law also imposes various requirements on plans sold on the Exchange to help ensure their quality and affordability. Additionally, to assist individuals in purchasing health insurance on an Exchange, the ACA provides that certain lower- and moderate-income taxpayers may receive federal subsidies to help offset the cost of coverage. Some of the most prominent ACA litigation has been over Title I of the Act, including the cases discussed below. Congressional Research Service https://crsreports.congress.gov LSB10641 CRS Legal Sidebar Prepared for Members and Committees of Congress

What Is HeinOnline?

HeinOnline is a subscription-based resource containing thousands of academic and legal journals from inception; complete coverage of government documents such as U.S. Statutes at Large, U.S. Code, Federal Register, Code of Federal Regulations, U.S. Reports, and much more. Documents are image-based, fully searchable PDFs with the authority of print combined with the accessibility of a user-friendly and powerful database. For more information, request a quote or trial for your organization below.



Short-term subscription options include 24 hours, 48 hours, or 1 week to HeinOnline.

Purchase Access

Contact us for annual subscription options:

Contact Us

Already a HeinOnline Subscriber?

Log In

profiles profiles most