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H. Rept. 119-166 1 (2025-06-20)

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US. GOVERNMENT
INFORMATION
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                     119TH CONGRESS                                         REPORT
                        1st Session    HOUSE   OF REPRESENTATIVES           119-166







                              HOMEBUYERS PRIVACY PROTECTION ACT




                      JUNE 20, 2025.-Committed to the Committee of the Whole House on the State of
                                        the Union and ordered to be printed




                     Mr.  HILL of Arkansas, from  the Committee  on Financial Services,
                                          submitted  the  following


                                              REPORT


                                            [To accompany H.R. 2808]

                      The  Committee   on Financial Services, to whom   was referred the
                    bill (H.R. 2808) to amend  the Fair Credit Reporting  Act to prevent
                    consumer   reporting  agencies  from  furnishing  consumer   reports
                    under  certain circumstances, and for other purposes, having consid-
                    ered  the same, reports favorably  thereon with an  amendment and
                    recommends   that the bill as amended  do pass.

                                                 CONTENTS
                                                                                     Page
                    Purpose and Sum m ary ............................................................................................  2
                    Background and Need for  Legislation  ....................................................................  3
                    Com m ittee Consideration  ........................................................................................  3
                    R elated H earings  .....................................................................................................  5
                    C om m ittee  V otes  .....................................................................................................  5
                    Com m ittee Oversight Findings  ...............................................................................  7
                    Perform ance Goals  and  Objectives  .........................................................................  7
                    Com m ittee Cost  Estim ate  .......................................................................................  7
                    New Budget Authority and CBO Cost Estimate ...................................................  7
                    Unfunded M andates Statem ent  .............................................................................  7
                    E arm ark Statem ent  .................................................................................................  7
                    Federal Advisory Committee Act Statement .........................................................  7
                    Applicability  to  the  Legislative  Branch  .................................................................  8
                    Duplication of Federal Program  s  ............................................................................  8
                    Section-by-Section  Analysis of the  Legislation  ......................................................  8
                    Changes in Existing Law Made by the Bill, as Reported ................. 8

                      The  amendment   is as follows:
                      Strike all after the enacting clause and insert the following:

                    SEC. 1. SHORT TITLE.
                      This Act may be cited as the Homebuyers Privacy Protection Act.


59-006

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