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H. Rept. 119-165 1 (2025-06-20)

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US. GOVERNMENT
INFORMATION
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                    119TH CONGRESS                                         REPORT
                       1st Session    HOUSE   OF REPRESENTATIVES           119-165







                       FINANCIAL INSTITUTION REGULATORY TAILORING
                                          ENHANCEMENT ACT




                     JUNE 20, 2025.-Committed to the Committee of the Whole House on the State of
                                       the Union and ordered to be printed




                     Mr. HILL  of Arkansas, from the Committee  on Financial Services,
                                          submitted  the following


                                             REPORT


                                               together with

                                            MINORITY VIEWS

                                            [To accompany H.R. 3230]

                      The  Committee  on  Financial Services, to whom  was referred the
                    bill (H.R. 3230) to increase the asset thresholds at which financial
                    institutions become  subject to certain requirements, and for other
                    purposes,  having considered  the same,  reports favorably  thereon
                    with an  amendment   and  recommends   that the bill as amended  do
                    pass.

                                                 CONTENTS
                                                                                    Page
                    Purpose and Sum m ary  ............................................................................................  2
                    Background and Need for  Legislation  ....................................................................  2
                    Com m ittee  Consideration  ........................................................................................  2
                    R elated H earings  .....................................................................................................  3
                    C om m ittee  V otes  .....................................................................................................  3
                    Com m ittee  Oversight Findings  ...............................................................................  7
                    Perform ance Goals  and  Objectives  .........................................................................  7
                    Com m ittee  Cost  Estim ate  .......................................................................................  7
                    New Budget Authority and CBO Cost Estimate ...................................................  7
                    Unfunded M andates Statem ent  .............................................................................  7
                    E arm ark Statem ent  .................................................................................................  7
                    Federal Advisory Committee Act Statement .........................................................  8
                    Applicability  to  the  Legislative  Branch  .................................................................  8
                    Duplication of Federal Program s  ............................................................................  8
                    Section-by-Section  Analysis of the  Legislation  ......................................................  8
                    Changes in Existing Law Made by the Bill, as Reported .................             8
                    M inority  V iew s  ........................................................................................................  39


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