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H. Rept. 119-91 1 (2025-05-06)

handle is hein.congrecreports/crptxahkb0001 and id is 1 raw text is: AUT-ENTICATED
US. GOVERNMENT
INFORMATION
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                     119TH CONGRESS                                         REPORT
                        1st Session    HOUSE   OF REPRESENTATIVES           119-91







                                       1071  REPEAL TO PROTECT
                                    SMALL   BUSINESS LENDING ACT




                     MAY 6, 2025.-Committed to the Committee of the Whole House on the State of the
                                         Union and ordered to be printed




                     Mr.  HILL of Arkansas, from  the Committee  on Financial Services,
                                          submitted  the  following



                                              REPORT


                                                together with


                                            MINORITY VIEWS

                                            [To accompany H.R. 976]

                      The  Committee   on Financial Services, to whom   was referred the
                    bill (H.R. 976) to repeal the small business loan data collection re-
                    quirements   under  the Equal  Credit Opportunity  Act, having  con-
                    sidered  the same,  reports favorably  thereon with  an  amendment
                    and  recommends   that the bill as amended do pass.

                                                 CONTENTS

                                                                                     Page
                    Purpose and Sum m ary ........................................................................................... .  2
                    Background and Need for  Legislation  ....................................................................  2
                    Com m ittee Consideration  ........................................................................................  3
                    R elated H earings  .....................................................................................................  4
                    C om m ittee  V otes  .....................................................................................................  4
                    Com m ittee Oversight Findings  ...............................................................................  7
                    Perform ance Goals  and  Objectives  .........................................................................  7
                    Com m ittee Cost  Estim ate  .......................................................................................  7
                    New Budget Authority and CBO Cost Estimate ...................................................  7
                    Unfunded M andates Statem ent  .............................................................................  7
                    E arm ark Statem ent  .................................................................................................  7
                    Federal Advisory Committee Act Statement .........................................................  7
                    Applicability  to  the  Legislative  Branch  .................................................................  8
                    Duplication of Federal Program s  ............................................................................  8
                    Section-by-Section  Analysis of the  Legislation  ......................................................  8
                    Changes in Existing Law Made by the Bill, as Reported .................             8
                    M inority V iew s  ........................................................................................................  18


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