1 Whittier L. Rev. 13 (1978-1979)
Solar Energy Financing: Variable Loan Payments in an Energy Savings-Paid Loan Program

handle is hein.journals/whitlr1 and id is 19 raw text is: Solar Energy Financing: Variable Loan
Payments in an Energy Savings-Paid
Loan Program*
To eliminate impediments to the widespread utilization of solar en-
ergy devices, an Energy Savings-Paid Loan Program is proposed
The Variable Loan payment schedule makes the development, fi-
nancing, and consumer use of energy producing devices economically
feasible for the manufacturer, contractor, lending institution, and the
ultimate consumer. Additional consideration is given to relevant tax
incentives under both Federal and State laws, and to avoidance of
potential conflicts with the balloon payment provisions of the
Widespread installation of solar energy technology, particularly
in existing buildings, has been impeded by its high cost relative to
conventional energy forms.' However, the immediacy of the energy
* This article will be presented by the author at the Third National Conference on
Technology for Energy Conservation in January, 1979, at Tucson, Arizona, along with a paper
entitled Solar Energy and Cogeneration. When is a New Producer of Energy Subject to Regula-
tion as a Public Utility?
** J.D. 1978, Whittier College School of Law.
1. For research purposes, the following law review articles explain many of the techni-
cal, legal, and economic issues presented by unconventional energy sources: Francis, Energy
Conservation.- Guidelinesfor Municipal Programs, 8 ENVT'L L. 131 (1977); Mcgowan and Her-
onemus, Ocean Thermal and Wind Power Alternative Energy Sources Based on Natural Solar
Collection, 4 ENVT'L AFF. 629 (1975); Phelps and Yoxall, Solar Energy An Analysis of the
Implementation of Solar Zoning, 17 WASHBURN L.J. 146 (1977); Reitze, .4 Solar Rights Zoning
Guarantee. Seeking New Law in Old Concepts, 1976 WASH. U.L.Q. 375 (1976); Miller, Solar
Energy and Public Lands, 4 J. CONTEMP. L. 19 (1976); Comment, Solar Rights- Guaranteeing a
Place in the Sun, 57 ORE. L. REV. 94 (1977); Symposium, Alternative Energy Resources.- An
InternationalApproach, 16 COLUM. J. TRANSNAT'L L. 386 (1977); Greene, Easement ofLight,
126 NEW L.J. 143 (1976); Mogel, Energy and the Environment: Must There Be a Choice?, 13
CAL. W.L. REv.1 (1976); Comment, Obstruction ofSunlight as a Private Nuisance, 65 CAL. L.
REV. 94 (1977); Myers, Solar Access Rights in Residential Developments, 24 PRAC. LAW, 13
(March 1, 1978); Comment, The Allocation ofSunlight: Solar Rights and the Prior Appropriation
Doctrine, 47 U. COLO. L. REV. 421 (1976); Caruso and Caruso, International Cooperation in the
Production of Solar Energy Through the Use of Satellites, 9 LAW. OF THE AMERICAS 540

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