About | HeinOnline Law Journal Library | HeinOnline Law Journal Library | HeinOnline
LOG IN
LOG IN

1 Gerald Prante, Outline of Individual and Employer Coverage under House Health Care Reform Bill 1 (2009)

handle is hein.taxfoundation/ffbifxz0001 and id is 1 raw text is: FUDTOFISCAL August2009 No. 185 FC .FACT Outline of Individual and Employer Coverage under House Health Care Reform Bill By Gerald Prante This Tax Foundation Fiscal Fact provides a brief outline of the House health care reform bill entitled America's Affordable Health Choices Act. The information provided is based upon our interpretation of the Congressional Budget Office (CBO) and Joint Committee on Taxation (JCT) descriptions of the bill. Some of the text is taken directly from the CBO report. There are obviously costs and benefits to each of the provisions in the bill (the key ones are listed below), but this report does not assess those and is merely designed to provide the public with information on how the bill would treat different scenarios of health insurance coverage. The House bill would, among other things, establish a public option for health insurance that would be available in a national health insurance exchange (private insurers would be allowed in as well). It would also impose new taxes on most businesses that did not provide health insurance to employees (i.e. pay or play) and new taxes on individuals who did not purchase health insurance on their own (assuming it was not provided by an employer). Some important technical notes regarding some of the scenarios are provided at the end of this report, but the following are highlights of key provisions in the bill that would be in place once the bill was fully phased-in (we ignore transition years in this report): * If an employer chooses to offer coverage, no employee can be excluded. Insurers would be required to issue policies to all applicants and could not limit coverage based upon preexisting conditions. * Premiums would only be allowed to vary across individuals based upon age (by a factor of two). The national health insurance exchange would include a public option run by the Department of Health and Human Services that would pay Medicare rates plus 5% for physicians and Medicare rates for hospitals. Medicare providers would not be required to participate in the public option.

What Is HeinOnline?

HeinOnline is a subscription-based resource containing thousands of academic and legal journals from inception; complete coverage of government documents such as U.S. Statutes at Large, U.S. Code, Federal Register, Code of Federal Regulations, U.S. Reports, and much more. Documents are image-based, fully searchable PDFs with the authority of print combined with the accessibility of a user-friendly and powerful database. For more information, request a quote or trial for your organization below.



Contact us for annual subscription options:

Contact Us

Already a HeinOnline Subscriber?

Log In

profiles profiles most