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23 Law Democracy & Dev. 1 (2019)

handle is hein.journals/laacydev23 and id is 1 raw text is: The implications of Truworths Limited v Minister of Trade and Industry 2018 (3) SA 558 (WCC) for access to credit by historically disadvantaged and low-income consumers TINASHE WAZVAREMHAKA Public Prosecutor, National Prosecuting Authority of Zimbabwe, Harare, Zimbabwe PATRICK C. OSODE Nelson R Mandela School of Law, University of Fort Hare, Fort Hare, South Africa https://orcid. org/0000-0002-8671-2484 ABSTRACT The problem of safe and affordable credit for low-income consumers has remained a conundrum for policy makers. More pointedly, sustainable participation of historically disadvantaged and low- income consumers in the mainstream Page I 1

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