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21 Eur. Bus. Org. L. Rev. 1 (2020)

handle is hein.journals/eunbuioiz21 and id is 1 raw text is: 

European Business Organization Law Review (2020) 21:1-5
https://doi.org/1 0.1007/s40804-020-00185-w

EDI TORIAL


Alternative Investments, Sustainability in the Digital Age


Lin Lin1 - Hans Tjia2

Published online: 14 March 2020
©T.M.C. Asser Press 2020



The  rise of technological innovation has added complexity and new  dimensions  to
the investment markets. The combination  of financial products or services and tech-
nology is seen in different guises. These include (1) automated advice for investment
and  insurance; (2) the use of artificial intelligence for market trading and market
resource allocation; (3) the ability to conduct payments through electronic means
(e-payments);  and (4) the use  of block-chain technology  to create decentralized
means  of investment (coins and tokens) and payment (e-money), and the technologi-
cal regulatory responses to these developments.
   Consumers  are given more choice in terms of not only the financial products they
subscribe to, but also the ways through which  these financial services are offered.
These, however, have  triggered regulatory challenges, which may well be new wine
in old bottles to regulators, but call for different solutions due to the nature of the
technologies. Another issue is the phenomenon   of over-financialization, a concern
that is especially pressing in a post-Global Financial Crisis world. Sustainability is
undoubtedly  the desirable goal for the financial technology (FinTech) industry. But
what  sustainability entails and how it can be achieved require further consideration.
In light of this, we are honoured to write the guest editorial for this issue of the
European  Business  Organization Law  Review  on 'Alternative Investments, Sustain-
ability in the Digital Age'.
   The article by Douglas W.  Arner, Ross P. Buckley, Dirk A. Zetzsche and  Robin
Veidt entitled 'Sustainability, FinTech and Financial Inclusion' provides an excellent
overview  on this topic.1 We are today increasingly reminded of Churchill's desire
to make  'finance less proud and industry more content'. Financial institutions must
balance their objectives such as financial stability and financial integrity with other

  Arner et al. (2020).

E  Lin Lin
    lawll@nus.edu.sg
    Hans Tjio
    lawtjioh@nus.edu.sg

    Assistant Professor, Faculty of Law, National University of Singapore (NUS), Singapore,
    Singapore
2   Professor, Faculty of Law, National University of Singapore (NUS), Singapore, Singapore


9  Springer 0  ASSER

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