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B-196663 1 (1980-01-10)

handle is hein.gao/gaobabjqm0001 and id is 1 raw text is: COMPTROLLER GENERAL OF THE UNITED STATES WASHINGTON. D.C. 20548 B-196663 January 10, 1980 The Honorable Jack Brooks - Chairman, Committee on Government Operations House of Representatives Dear Mr. Chairman: Reference made to your letter of October 25, 1979, requesting our comments on H.R. 56467 a bill to transfer coverage of certain insurance recordS, to improve information practices in the insurance industry, and for other purposes. Title I of the bill--Records Subject-to Privacy Act-- adds a new subsection to the Privacy Act of 1974 which excludes its applicability to insurance records maintained by Federal agencies or their contractors if the maintenance and disclosure of such insurance records are subject to the provisions of the Fair Insurance Information Practices Act. Title II of the bill is cited as the Fair Insurance Informar tion Practices Act. The coverage extended by title II to 61 insurance records is similar in most respects to that pres- ently provided by the Privacy Act for systems of records maintained by Federal agencies. The underlying purpose of the Privacy Act, assuring a degree of personal privacy and fairness in determining mat- ters affecting individuals served by the Federal Government, is adopted in the provisions of title II for the benefit / of consumers in the insurance industry. In the bill, this . is provided in provisions addressing expectations of con- fidentiality (sec. 203), notification of insurance informa- tion practices (sec. 204), information collection practices (sec. 205), individual access to personal information (sec. 206), and correction, amendment, or deletion of recorded personal information (sec. 207). GAO STUDY OF STATE REGULATION OF THE INSURANCE BUSINESS In our report Issues and Needed Improvements in State Regulation of the Insurance Business (PAD-79-72, October 9, %4, 1979), we confirmed some of the findings concerning the absence of adequate State regulations reported earlier by MCR-80- .2068

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