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PAD-79-72A 1 (1979-10-09)

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BY THE COMPTROLLER GENERAL                                  //6Z43



Report To The Congress


OF THE UNITED STATES





Issues And Needed Improvements

In State Regulation Of The Insurance

Business                (Executive Summary)



This report reviews the resources and activities of all State insurance
departments in the United States today and evaluates some of them. It
is not an all-inclusive evaluation of State insurance regulation because
some States perform certain functions better than others; nor does it
review the regulation of all lines of insurance. The report covers the
following generally applicable issues:

    --background and purposes of insurance regulation;

    --workload and resources of departments;

    --departments' financial examination procedures;

    --consumer protection and trade practices regulation;

    --automobile insurance price regulation;

    --automobile insurance risk classification;

    --insurance availability; and

    --organization of insurance regulation.











                                                                 PAD-79-72A
                              o '/   i,    5                 OCTOBER 9, 1979

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