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              Researh Sevice






COVID-19: Selected Financial and Social

Service Resources for Older Americans



May 28, 2020
The Coronavirus Disease 2019 (COVID- 19) pandemic has caused economic distress to many older
Americans due to job loss, business closings, and financial market conditions. This Insight provides links
to selected CRS products and related resources that address some issues for older populations.

Social Security Benefits
During the COVID- 19 pandemic, the Social Security Administration (SSA) is continuing to pay benefits.
Social Security offices are closed, but it is still possible to get help online and over the phone. Additional
guidance is available from the SSA Coronavirus Landing Page.
Individuals considering whether they are eligible for Social Security retirement or disability benefits on
their own earnings records or as survivors of deceased workers may consult the following resources:
    *  SSA (Workers): Your Options: Working, Applying for Retirement, or Both?;
    *  SSA (Workers): Benefits Planner, Retirement;
    *  SSA (Workers): Benefits Planner, Disability;
    *  SSA (Survivors): Benefits Planner. Survivors;
    *  CRS Report R44948, Social Security Disability Insurance (SSDI) and Supplemental
       Security Income (SSI): Eligibility, Benefits, and Financing; and
    *  CRS Report R44670, The Social Security Retirement Age.
During the pandemic, some older Americans are returning to work as states and federal agencies recruit
retirees, while others are newly unemployed. The following resources explain the intersection of
employment status and Social Security:
    *  SSA: Getting Benefits While Working;
    *  SSA: FAQ: Will unemployment benefits affect my Social Security benefits? (4,27/2020);
       and
    *  CRS Insight IN11352, Social Security Retirement Earnings Test (RET): Earnings
       Exemption for COVID-19-Related Work Response.
                                                             Congressional Research Service
                                                               https://crsreports.congress.gov
                                                                                  IN11410

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Prepaed for Membeivs and
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