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![handle is hein.congrecreports/crptxmtz0001 and id is 1 raw text is: AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
Gp
111TH CONGRESS REPORT
1st Session HOUSE OF REPRESENTATIVES 111-19
HELPING FAMILIES SAVE THEIR HOMES IN BANKRUPTCY
ACT OF 2009
FEBRUARY 24, 2009.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Mr. CONYERS, from the Committee on the Judiciary,
submitted the following
REPORT
together with
MINORITY VIEWS
[To accompany H.R. 200]
[Including cost estimate of the Congressional Budget Office]
The Committee on the Judiciary, to whom was referred the bill
(H.R. 200) to amend title 11 of the United States Code with respect
to modification of certain mortgages on principal residences, and
for other purposes, having considered the same, report favorably
thereon with an amendment and recommend that the bill as
amended do pass.
CONTENTS
Page
The A m endm ent ..................................................................................................... 2
Purpose and Sum m ary ........................................................................................... 4
Background and Need for the Legislation ............................................................ 5
H earings ................................................................................................................... 24
Com m ittee Consideration ........................................................................................ 24
C om m ittee V otes ...................................................................................................... 24
Com m ittee Oversight Findings ............................................................................... 29
New Budget Authority and Tax Expenditures ...................................................... 30
Congressional Budget Office Cost Estimate .......................................................... 30
Perform ance Goals and Objectives ......................................................................... 34
Constitutional Authority Statem ent ...................................................................... 34
A dvisory on Earm arks ............................................................................................. 34
Section-by-Section Analysis .................................................................................... 35
Changes in Existing Law Made by the Bill, as Reported ..................................... 38
M inority V iew s ......................................................................................................... 44
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