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![handle is hein.congrecreports/crptxadur0001 and id is 1 raw text is: AUTHENTICATED
U.S. GOVERNMENT
INFORMATION .
117TH CONGRESS REPORT
1st Session HOUSE OF REPRESENTATIVES 117-23
COMPREHENSIVE DEBT COLLECTION IMPROVEMENT ACT
APRIL 30, 2021.-Committed to the Committee of the Whole House on the State of
the Union and ordered to be printed
Ms. WATERS, from the Committee on Financial Services,
submitted the following
R E P O R T
together with
MINORITY VIEWS
[To accompany H.R. 2547]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 2547) to expand and enhance consumer, student, service-
member, and small business protections with respect to debt collec-
tion practices, and for other purposes, having considered the same,
reports favorably thereon with an amendment and recommends
that the bill as amended do pass.
CONTENTS
Page
Purpose and Sum m ary ............................................................................................ 10
Background and Need for Legislation .................................................................... 10
Section-by-Section A nalysis .................................................................................... 19
Hearings ................................................................................................................... 24
Com m ittee Consideration ........................................................................................ 26
Committee Votes ...................................................................................................... 26
Statement of Oversight Findings and Recommendations of the Committee ...... 29
Statement of Performance Goals and Objectives .................................................. 29
New Budget Authority and CBO Cost Estimate ................................................... 29
Com m ittee Cost E stim ate ....................................................................................... 29
U nfunded M andate Statem ent ............................................................................... 29
Advisory Committee ................................................................................................ 29
Application of Law to the Legislative Branch ....................................................... 30
Earmark Statement ................................................................................................. 30
Duplication of Federal Program s ............................................................................ 30
Changes to E xisting L aw ........................................................................................ 30
Minority Views ......................................................................................................... 86
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