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![handle is hein.congrecreports/crptxadqe0001 and id is 1 raw text is: AUTHENTICATED
U.S. GOVERNMENT
INFORMATION .
116TH CONGRESS REPORT
2d Session HOUSE OF REPRESENTATIVES 116-656
SMALL BUSINESS FAIR DEBT COLLECTION PROTECTION
ACT
DECEMBER 16, 2020.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Ms. WATERS, from the Committee on Financial Services,
submitted the following
R E P O R T
together with
MINORITY VIEWS
[To accompany H.R. 5013]
The Committee on Financial Services, to whom was referred the
bill (H.R. 5013) to apply the Fair Debt Collection Practices Act to
small businesses to the same extent as such Act applies to con-
sumers, to require the Director of the Bureau of Consumer Finan-
cial Protection to define small business for purposes of such Act,
and for other purposes, having considered the same, report favor-
ably thereon with amendments and recommend that the bill as
amended do pass.
CONTENTS
Page
Purpose and Sum m ary ............................................................................................ 2
Background and Need for Legislation ................................................................... 3
Section-by-Section A nalysis ................................................................................... 3
Hearings ................................................................................................................... 4
Com m ittee Consideration ........................................................................................ 4
Committee Votes ...................................................................................................... 4
Statement of Oversight Findings and Recommendations of the Committee ...... 6
Statement of Performance Goals and Objectives .................................................. 6
New Budget Authority and CBO Cost Estimate ................................................... 6
Com m ittee Cost E stim ate ....................................................................................... 6
U nfunded M andate Statem ent ............................................................................... 6
A dvisory C om m ittee ............................................................................................... 6
Application of Law to the Legislative Branch ....................................................... 6
E arm ark Statem ent ................................................................................................ 7
Duplication of Federal Program s ........................................................................... 7
Changes to E xisting L aw ....................................................................................... 7
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