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![handle is hein.congrecreports/crptxadpj0001 and id is 1 raw text is: AUTHENTICATED
U.S. GOVERNMENT
INFORMATION .
116TH CONGRESS REPORT
2d Session HOUSE OF REPRESENTATIVES 116-635
PROTECTING INNOCENT CONSUMERS AFFECTED BY A
SHUTDOWN ACT
DECEMBER 8, 2020.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Ms. WATERS, from the Committee on Financial Services,
submitted the following
R E P O R T
together with
MINORITY VIEWS
[To accompany H.R. 4328]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 4328) to amend the Fair Credit Reporting Act to protect
certain consumers affected by a shutdown, and for other purposes,
having considered the same, reports favorably thereon with an
amendment and recommends that the bill as amended do pass.
CONTENTS
Page
Purpose and Sum m ary ............................................................................................ 3
Background and Need for Legislation ................................................................... 3
Section-by-Section A nalysis ................................................................................... 4
Hearings ................................................................................................................... 6
Com m ittee Consideration ........................................................................................ 6
Committee Votes ...................................................................................................... 6
Statement of Oversight Findings and Recommendations of the Committee ...... 10
Statement of Performance Goals and Objectives .................................................. 10
New Budget Authority and CBO Cost Estimate ................................................... 10
C om m ittee C ost E stim ate ....................................................................................... 13
U nfunded M andate Statem ent ............................................................................... 13
Advisory Committee ................................................................................................ 13
Application of Law to the Legislative Branch ....................................................... 13
Earmark Statement ................................................................................................. 13
Duplication of Federal Program s ............................................................................ 13
Changes to E xisting L aw ........................................................................................ 14
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