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![handle is hein.congrecreports/crptxabws0001 and id is 1 raw text is: AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
Op
115TH CONGRESS REPORT
2d Session HOUSE OF REPRESENTATIVES 1 115-1025
PROTECTING VETERANS CREDIT ACT OF 2018
NOVEMBER 14, 2018.-Committed to the Committee of the Whole House on the
State of the Union and ordered to be printed
Mr. HENSARLING, from the Committee on Financial Services,
submitted the following
REPORT
[To accompany H.R. 2683]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 2683) to amend the Fair Credit Reporting Act to delay
the inclusion in consumer credit reports and to establish require-
ments for debt collectors with respect to medical debt information
of veterans due to inappropriate or delayed billing payments or re-
imbursements from the Department of Veterans Affairs, and for
other purposes, having considered the same, report favorably there-
on with an amendment and recommend that the bill as amended
do pass.
The amendment is as follows:
Strike all after the enacting clause and insert the following:
SECTION 1. SHORT TITLE.
This Act may be cited as the Protecting Veterans Credit Act of 2018.
SEC. 2. PURPOSE.
The purpose of this Act is to rectify problematic reporting of medical debt included
in a consumer report of a veteran due to inappropriate or delayed payment for hos-
pital care, medical services, or extended care services provided in a non-Department
of Veterans Affairs facility under the laws administered by the Secretary of Vet-
erans Affairs.
SEC. 3. AMENDMENTS TO FAIR CREDIT REPORTING ACT.
(a) VETERAN'S MEDICAL DEBT DEFINED.-Section 603 of the Fair Credit Reporting
Act (15 U.S.C. 1681a) is amended by adding at the end the following:
(z) VETERAN.-The term 'veteran' has the meaning given the term in section 101
of title 38, United States Code.
(aa) VETERAN'S MEDICAL DEBT.-The term veteran's medical debt'-
(1) means a medical collection debt of a veteran owed to an eligible non-De-
partment of Veterans Affairs health care provider that was submitted to the De-
partment for payment for health care authorized by the Department of Veterans
Affairs; and
89-006](ViewImageLocal?handle=hein.congrecreports/crptxabws0001&div=1&collection=&method=preview&ext=.png&size=3)