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1 H.R. 2004, Ensuring FEDVIP and FLTCIP Coverage during Shutdowns Act 1 (September 25, 2019)

handle is hein.congrec/cboenscov0001 and id is 1 raw text is: \ Congressional Budget Office 7 Cost Estimate September 25, 2019 y Fiscal Year, Millions of Dollars 2019 2019-2024 2019-2029 Direct Spending (Outlays) 0 0 0 Revenues Increase or Decrease (-) in the Deficit 0 0 0 0 0 0 H.R. 2004 would prohibit plans that offer insurance through the Federal Employees Dental and Vision Insurance Program (FEDVIP) or the Federal Long Term Care Insurance Program (FLTCIP) from cancelling policies as a result of nonpayment during a government shutdown. Under current law, individuals bear the full cost of premiums for dental, vision, and long term care coverage through payroll deductions; none of the costs are borne by the federal government. Therefore, although the premiums paid to insurers through federal payroll deduction would not occur during a government shutdown, enacting H.R. 2004 would not affect the federal budget. H.R. 2004 would impose a private-sector mandate as defined in the Unfunded Mandates Reform Act (UMRA) by requiring insurance plans that offer coverage under FEDVIP and FLTCIP to continue covering federal employees during a shutdown. Although providers participate in FEDVIP and FLTCIP voluntarily, the bill would apply the duty to continue coverage to contracts that are already in effect, and affected entities would have to comply with the duty. H.R. 2004 would establish a process for the affected insurers to receive unpaid premiums at the conclusion of the shutdown. Because CBO expects any shutdown would be of limited duration, CBO estimates the cost of the mandate-delayed premium payments and See also CBO's Cost Estimates Explained, www.cbo.gov/publication/54437; How CBO Prepares Cost Estimates, www.cbo.gov/publication/53519; and Glossary, www.cbo.gov/publication/42904.

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