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H.R. 4804, Bureau Examination Fairness Act 1 (August 20, 2014)

handle is hein.congrec/cbo1874 and id is 1 raw text is: CONGRESSIONAL BUDGET OFFICE COST ESTIMATE August 20, 2014 H.R. 4804 Bureau Examination Fairness Act As ordered reported by the House Committee on Financial Services on June 11, 2014 SUMMARY H.R. 4804 would set deadlines for the Bureau of Consumer Financial Protection (CFPB) to meet when examining institutions regulated by the bureau. The bill also would limit simultaneous examinations of the same entity by the CFPB and establish new rules for how the bureau requests data from institutions under examination. CBO estimates that enacting H.R. 4804 would increase direct spending by $178 million over the 2015-2024 period; therefore, pay-as-you-go procedures apply. Enacting H.R. 4804 would not affect revenues or discretionary spending. H.R. 4804 contains no intergovernmental or private-sector mandates as defined in the Unfunded Mandates Reform Act (UMRA), and would not affect the budgets of state, local, or tribal governments. ESTIMATED COST TO THE FEDERAL GOVERNMENT The estimated budgetary effect of H.R. 4804 is shown in the following table. The costs of this legislation fall within budget function 370 (commerce and housing credit). By Fiscal Year, in Millions of Dollars 2015- 2015- 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2019 2024 CHANGES IN DIRECT SPENDING Estimated Budget Authority 8 16 18 18 19 19 20 20 21 21 79 180 Estimated Outlays 7 15 18 18 19 19 20 20 21 21 77 178 a0*

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