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52 Ala. Law. 1 (1991)

handle is hein.barjournals/alwyr0052 and id is 1 raw text is: VOL. 52, NO. 1

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The Alabama
awyer
JA

Published seven times a year by The Alabama State Bar
P.O. Box 4156     Montgomery, AL 36101
Phone (205) 269- 1515
Robert A. Huffaker-Editor
Susan Shirock DePaola-Associate Editor
Margaret Murphy--Managing Editor
BOARD Of EDITORS Samuel N. Crosby, Bay Minete e Robert
P. Denniston, Mobile * Cherry L. Thomas, Tusca-
loosa o Andrew P. Campbell, Birmingham - Tom Dutton,
Birmingha- e Joseph A. Colquitt, Tuscaloosa e Gregory H
Hawley, Bin,.Ingham o W. Greg Ward, Lanett - Keith B. Nor
man, Montgomery * John J. Coleman, Jr., Birmingham e Craig
G. Cornwell, Montgomery - Forrest Latta, Mobile o Jim Bush-
nell, Birmingham * W. Scears Barnes, Jr., Alex City - Michael
R. Mills, Mobile
BOARD OF COMMISSIONERS LIAISON W. Allen Grocholski,
Fayette
OFFICERS W. Harold Albritton, III, Andalusia, Presi-
dent • Phillip E. Adams, Jr., Opelika, President-elect • John A.
Owens, Tuscaloosa, Vice-president e Reginald T. Hamner,
Montgomery, Secretary
BOARD OF COMMISSIONERS ]st Circuit, Edward P. Turner,
Jr., Chatom * 2nd Circuit, Jerry L. Thornton, Hayneville n 3rd
Circuit, Lynn Robertson Jackson, Clayton - 4th Circuit, Archie
T. Reeves, Jr., Selma * 5th Circuit, John F, Dillon, IV, Alex-
ander City, 6th Circuit, Place No. I Walter P. Crownover, Tus-
caloosa - 6th Circuit Place No. 2 John A. Omens,
Tuscaloosa 4 7th Circuit, Arthur F. Fite, III, Anniston e 8th Cir-
cuit, A. I. Coleman, Decatur e 9th Circuit, William D. Scruggs,
Jr., Fort Payne e 10th Circuit Place No. I Francis H. Hare, Jr.,
Birmingham - t10th Circuit Place No. 2 Michael L. Edwards,
Birmingham - loth Circuit Place No- 3 James S. Lloyd, Birm-
inghamn* tth Circuit Place No. 4 Samuel A. Rumore, Jr.,
Birmingham * 10th Circuit Place No. 5 Timothy L. Dillard,
Birmingham   10th Circuit Place No. 60Ilie L. Blanjr., Birm
ingham* loth Circuit Place No. 7 J. Mason Davis, Birm-
ingham e 10th Circuit Place No. 8 Drayton N. James,
Birmingham * 10th Circuit Place No.9 Cathy S. Wright, Birm-
ingham * 1oth Circuit Bessemer Cut-off, George Higginbotham,
Bessemer * 1 tth Circuit, Robert M. Hill, Jr, Florence e 12th
Circuit, Joe C. Cassady, Enterprise & 13th Circuit Place No. I
Victor H. Lott, Jr., Mobile @ 13th Circuit Place No. 2 Broox
G. Holmes, Mobile $ 13th Circuit Place No. 3 Larry U. Sims,
Mobile - 13th Circuit Place No. 4 Benjamen T. Rowe, Mo-
bile * 14th Circuit, Jerry K. Selman, jasper n 15th Circuit Place
No. I Richard H. Gill, Montgomery * 15th Circuit Place No.
2 Charles M. Crook, Montgomery * 15th Circuit Place No. 3
James R. Seale, Montgomery e 15th Circuit Place No. 4 H.E.
Nix, Jr. a 16th Circuit, George P. Ford, Gadsden * 17th Cir-
cuit, Richard S. Manley, Demopolis a t8th Circuit, Conrad M.
Fowler, Jr., Columbiana o 19th Circuit, J. Robert Faulk, Pratt-
ville e 20thCircuit, Rufus R. SmithJr., Dothan * 21stCircuit,
James E. Hart, Jr., Brewton # 22nd Circuit, Abner R. Powell,
il1, Andalusia * 23rd Circuit Place No. 1 George W. Royer, Jr.,
Huntsville e 23rd Circuit Place No. 2 S. Dagnal Rowe, Hunts-
ville * 24th Circuit, W. Allen Gmcholski, Fayette a 25th Cir-
cuit, Nelson Vinson, Hamilton * 26th Circuit, Bowen H.
Brassell, Phenix City  27th Circuit, T. J. Carnes, Albert-
ville * 28th Circuit, John Earle Chason, Bay Minette * 29th Cir-
cuit, Huel M. Love, Talladega * 30th Circuit, Wayman G.
Sherrer, Oneonta e 31st Circuit, Gorman R. Jones, Shef-
field e 32nd Circuit, John David Knight, Cullman * 33rd Cir-
cuit, William B. Matthews, Ozark * 34th Circuit, Jerry C. Porch,
Russellville - 35th Circuit, William  D. Melton, Ever-
green e 36th Circuit, Roderick M. Alexander, Moulton * 37th
Circuit, J. Turf Barrett, Opelika e 38th Circuit, Stephen M. Ken-
namer, Scottsboro - 39th Circuit, Winston V. Legge, Jr.,
Athens * 40th Circuit, Robert J. Tell, Rockford
GENERAL INFORMATION The Alabama Lawyer, (ISSN
0002-4287), the official publication of the Alabama State Bar,
is published seven times a year in the months of January, March,
May, July, August (bar directory edition), September and
November. Views and conclusions expressed in articles herein
are those of the authors, not necessarily those of the board of
editors, officers or board of commissioners of the Alabama State
Bar. Subscriptions: Alabama State Bar members receive The
Alabama Lawyer as part of their annual dues payment; $15
of this goes toward subscriptions for The Alabama Lawyer.
Advertising rates will be furnished upon request. Advertising
copy is carefully reviewed, but publication herein does not nec-
essarily imply endorsement of any product or service offered.
0 Copyright 1991. The Alabama State Bar.
All rights reserved.
The Alabama Lawyer is published seven times a year for
$15 per year in the United States and $20 outside the
United States by the Alabama State Bar, 415 Dexter Ave-
nue, Montgomery, AL 36104. Single issues are $3, plus
postage for the journal, and $15 for the directory. Second-
class postage paid at Montgomery, AL.
Postmaster: Send address changes to
The Alabama Lawyer, P.O. Box
4156, Montgomery, AL 36101.

ON THE COVER - The Civil Rights Memorial, located in Montgomery on the grounds of the Southern
Poverty Law Center, was dedicated in a public ceremony November 5, 1989. The designer of the memorial,
architect Maya Lin, described it as follows: Set in a Plaza, the granite table records the names of forty martyrs
of the civil rights movement and chronicles the history of the times in lines that radiate like the hands of a
clock. Water emerging from the table's center flows evenly across the table's top over the inscriptions.
INSIDE THIS ISSUE
Modifying Child Custody Decisions Because of Indiscreet Sexual
Behavior-Changing Times and an Elusive Standard
-by Randall W. Nichols ............................. 3
The determination of awarding of child custody involves difficult decisions. What im-
pact should indiscreet sexual behavior have on this decision-making process?
Bank Customer Privacy in Alabama
-by Bradley R. Byrne ................................. 40
The inherent right of privacy of a customer's banking transactions may not be as sacred
as many believe.
Medicare as a Secondary Payer Where Services Are Reimbursable Under
Automobile Medical, No-fault or any Liability Insurance
-by Gray Parker ................................. 46
Medicare has certain subrogation and equitable rights of reimbursement for medical
benefits provided by it. These rights of Medicare should be considered before settlements
are reached with insurers.

President's  Page  ..................
Executive  Director's  Report .........
Bar  Briefs  .......................
About Members, Among Firms .......
Building Alabama's Courthouses .....
Dedication/Vance Federal Building ...
Remarks/Admissions Ceremony ......
New  Admittees  ...................

CLE  Opportunities  ................
Legislative  W rap-up  ...............
Recent  Decisions  .................
Opinions of the General Counsel .....
M em orials  .......................
Disciplinary  Report  ................
Young  Lawyers' Section  ............
Classified  Notices  .................

Alabama State Bar Headquarters Staff
P.O. Box 671 e 415 Dexter Avenue * Montgomery, Alabama 36101
(205) 269-1515

Executive Director... Reginald T. Hamner, CAE
Director of Programs ........ Keith B. Norman
Executive Assistant .......... Margaret Boone
Publications Director ...... Margaret Murphy
Admissions Secretary ....... Norma J. Robbins
Membership Services ........ Alice Jo Hendrix

MCLE & Committee Secretary. . Diane Weldon
Financial Secretary ............. Gale  Skinner
Lawyer Referral Secretary ...... Joy Meininger
Graphic  Arts Supervisor ....... Maggie  Stuller
IOLTA  Director ............... Tracy  Daniel
Receptionist .............. Evelyn  McCulloch

Alabama State Bar
Center for Professional Responsibility
1019 South Perry Street * Montgomery, Alabama 36104
(205) 269-1515
General Counsel .......... Robert W. Norris  Administrative Staff .......... Vivian Freeman
Assistant General Counsel. J. Anthony McLain                          Ruth Strickland
Assistant General Counsel. . L. Gilbert Kendrick                       Cheryl Rankin
Assistant General Counsel ..... Milton L. Moss                        Bonnie Mainor

January 1991

In
LNUARY 1991 Brief

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