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Case Citations [i] (Fall 2023)

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                                THE   AMERICAN
                                LAW INSTITUTE


                                       Fall 2023 Citations



     TORTS 3D: LIABILITY FOR PHYSICAL AND

                            EMOTIONAL HARM



        CHAPTER 1. INTENT, RECKLESSNESS, AND NEGLIGENCE: DEFINITIONS

§ 1. Intent

D.S.D.2022. Cit. in sup. (citing § 1 of T.D. No. 1, 2001, which is now § 1 of the Official Text). Life
insurer brought an interpleader action, seeking to determine the distribution of life-insurance policy's
death benefit given that the policy's sole beneficiary had pleaded guilty to aggravated domestic assault
that caused the insured's death. This court granted the insured's children's motion for summary
judgment, holding that the original beneficiary was not entitled to insurance benefits under state slayer
statutes. The court explained that original beneficiary's killing of insured was intentional for the purpose
of state slayer statutes, as defined by Restatement Third of Torts: Liability for Physical and Emotional
Harm  § 1, because, while original beneficiary did not assault insured with the purpose of killing her, he
was substantially certain that death could result from the assault. New York Life Insurance Company v.
Torrence, 592 F.Supp.3d 836, 842.



                      CHAPTER 2. LIABILITY FOR PHYSICAL HARM

§ 4. Physical Harm

D.Neb.2022.  Cit. in sup.; com. (c) cit. in sup. Insured sued insurer, alleging that defendant failed to
implement  proper security policies for the personally-identifiable information of its customers, resulting
in plaintiff's information being obtained for illegal uses by third parties after defendant suffered a data
breach from a phishing attempt. This court denied in part defendant's motion to dismiss, holding that
plaintiff alleged a claim for negligence, because defendant owed plaintiff a duty to exercise care
regarding personally-identifiable information it collected from customers. The court explained that
defendant had a duty to exercise reasonable care when its conduct created a risk of physical harm, and
observed that, under Restatement Third of Torts: Liability for Physical and Emotional Harm § 4,
physical harm included detrimental changes in the physical condition of a defendant's business records.
Weisenberger v. Ameritas Mutual Holding Company,  597 F.Supp.3d 1351, 1360.

Me.2022.  Quot. in sup. Paper-mill employee who worked as a crane operator sued crane-repair
company,  alleging that defendant's negligence caused plaintiff to develop post-traumatic stress disorder,

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          For earlier citations, see the Appendices, Supplements, or Pocket Parts, if any, that correspond to the subject matter under examination.

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