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Case Citations [1] (April 2023 - August 2023)

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                                 THE AMERICAN
                                 LAW INSTITUTE



                                       Spring 2023 Citations



                         CONFLICT OF LAWS 2D



Generally

C.A.9, 2022. Cit. generally in disc. The U.S. Consumer Financial Protection Bureau brought an
enforcement  action against lender, CEO, and affiliated entities, alleging that defendants violated the
Consumer  Financial Protection Act by attempting to collect on loans that were invalid under state law.
The  district court entered judgment for plaintiff. This court affirmed in part and remanded, holding, inter
alia, that, although defendants attempted to evade state usury regulations by issuing the loans from an
office located on Native American tribal land, it declined to enforce the choice-of-law provision in
defendants' loan agreements applying tribal law, because the Tribe did not have a substantial
relationship to the parties and the transaction. The court noted that it looked to the Restatement Second
of Conflict of Laws as a description of federal common law regarding choice-of-law issues. Consumer
Financial Protection Bureau v. CashCall, Inc., 35 F.4th 734, 743, 744.

D.Conn.2022.   Cit. generally in ftn. Homeowners' insurer sued insured, seeking a declaration that it had
no duty to defend or indemnify insured against an action filed against her by the wife of a man with
whom   insured had a sexual relationship, in which the wife alleged that insured infected the man with a
sexually transmissible disease that the man then passed on to his wife. This court granted summary
judgment  for insurer, finding that it had no duty to defend insured in the underlying action or to
indemnify her from any damages  arising from that action under Connecticut law. The court explained
that Connecticut law applied under Connecticut choice-of-law rules and the Restatement Second of
Conflict of Laws, because Connecticut, where the insured property was located, had the most significant
interest in the policy. Homesite Insurance Company v. Brezniak, 581 F.Supp.3d 424, 431.

D.D.C.2022.  Cit. generally in sup. Government contractors who were injured in insurgent attacks in Iraq
and contractors' family members sued the Islamic Republic of Iran, seeking to hold it liable for
materially supporting the attacks. After Iran failed to defend itself or appear, this court denied family
members'  motion for a default judgment on their claims for intentional infliction of emotional distress,
holding that, under District of Columbia choice-of-law principles, their claims were governed by the
laws of Great Britain or South Africa, as the law of the places where they were domiciled, and family
members  had not presented evidence of the laws of those jurisdictions applicable to claims for
intentional infliction of emotional distress. The court noted that applying District of Columbia law
would  cut against the Restatement Second of Conflict of Laws' focus on preventing forum shopping,
respecting interested states, and ensuring predictable results. Roberts v. Islamic Republic of Iran, 581
F.Supp.3d  152, 173, 174, 176.


                             COPYRIGHT C2023 By THE AMERICAN LAW INSTITUTE
                                            All rights reserved
                                     Printed in the United States of America
           For earlier citations, see the Appendices, Supplements, or Pocket Parts, if any, that correspond to the subject matter under examination.

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