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24 Osgoode Hall L. J. 723 (1986)
The Significance of Experience Rating

handle is hein.journals/ohlj24 and id is 731 raw text is: THE SIGNIFICANCE OF EXPERIENCE RATING By TERENCE G. ISON* I. EXPERIENCE RATING ................................... 723 A. Introduction ............................................ 723 B. Claims Control .................................. ....... 725 C. The Influence on Health and Safety ..................... 727 D. The Therapeutic Significance ............................ 730 E. The Influence on Rehabilitation ......................... 733 F. Equity Among Employers ............................... 734 G. The Influence on Perceptions of the Coverage ........... 735 H. The Influence on Costs .................................. 736 I. Success Measurement ................................... 738 J. Conclusions on Experience Rating ....................... 738 II. OTHER FINANCIAL INCENTIVES TO CARE ........... 740 A. Introduction ............................................ 740 B. A Token Safety Audit ................................... 740 C. A Real Safety Audit ..................................... 740 D. Penalty Assessments by Reference to Claims Experience ...................................... 741 E. Penalty Assessments by Reference to Observed Conditions .................................... 741 F. Penalty Levies ........................................... 742 III. OVERALL CONCLUSIONS ............................... 742 L EXPERIENCE RATING A. Introduction In the contemporary context of workers' compensation in Canada, there is probably nothing that is so fervently supported or so little understood as experience rating. Proposals for the widespread expansion of experience rating have been made and adopted, yet with no analysis @ Copyright, 1986, Terence G. Ison. * LLD., Professor, Osgoode Hall Law School. This article is a revised version of a paper given on the 17th September 1986 in Toronto at a conference on Experience Rating: Incentive or Disincentive? sponsored by Corpus, Publishers.

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