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27 N.C. Bank. Inst. [i] (2023)

handle is hein.journals/ncbj27 and id is 1 raw text is: 




                 North Carolina

               Banking Institute
 VOLUME  27                                      MARCH  2023

                          CONTENTS

ARTICLES  & REMARKS

The   Supreme Court's Major Questions Doctrine: Implications for
Responding to Financial Crises ................................... ERICJ. SPITLER 1

When   Disaster Strikes: Authorizing Documents of Rescission for Fraud
in North Carolina.............................................. JONSCHLOTTERBACK  63

Unauthorized Practice of Law Issues for Banking
Lawyers  .....................................................DAVID J. BURGE 91


NOTES  & COMMENTS

I. ECONOMIC  AND POLITICAL DEVELOPMENTS RELATED TO BANKING

Breaking the Bank Mergers: How Bank Consolidation is Hurting
Communities ................................................... HANNAHM  DUNA WAY  108

Tiny Home  Lot Split Policy: A Needed Adjunct to Accessory Dwelling
Units in Promoting Affordable
Housing ......................................................CHRISTOPHER J. HOFFLER 145

The  FDIC's Investigation of Voyager Digital and What That Means for
Crypto-Fintechs .......................................................LAUREN S. PLESS  186

II. SUBSCRIPTION LINE FRAUD

Fund  Finance Fraud: JES Global Capital and Implications for
Subscription Line Lender Due Diligence .............JOSHUA S. ALMOND 210

III. BANKING & HUMAN RIGHTS

We  Keep Us Safe, Venmo Doesn't: The Impact on Peer-to-Peer
Payment  Apps on Mutual Aid and
Community  Organizing .................................... MEGHAN G. RANKINS 240

A  Unified Front: The Need for a Comprehensive, Centralized Network
for Financial Institutions and Law Enforcement to Collaborate
on  Anti-Human Trafficking Efforts .............. KACIE T. ENGLAND 284

The  Heirs' Property Dilemma: How Stronger Federal Policies Can Help
Narrow  the Racial Wealth Gap .............. KENDALL B. BARGEMAN 320

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