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14 N.C. Banking Inst. [i] (2010)

handle is hein.journals/ncbj14 and id is 1 raw text is: North Carolina Banking Institute VOLUME 14 MARCH 2010 CONTENTS ARTICLES Necessity is the Mother of Innovation During the Credit Crisis ......................... DA VID LINE BA TTY Ponzi Schemes and Litigation Risks: What Every Financial Services Company Should Know ................. KENNETH C. JOHNSTON 29 KELLIE M JOHNSON JOSEPH A. HUMMEL Executive Compensation and Risk: TARP Rules for Financial Institutions Trigger Broader Risk Assessment of Compensation Policies ................. MICHAEL S. MELBINGER 59 Retirement Savings in the Face of Increasing Longevity: The Advantages of Deferring Retirement ............................... CHASEA. TWEEL 103 Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in their Credit Reports ......................... CHI CHI Wu 139 NOTES & COMMENTS I. The North Carolina Banking Institute Symposium on the Foreclosure Crisis Overview ............................................... KATHRYNE. JOHNSON 191 CAROLYNE. WALDREP The Right to Rent, Another Approach to Combat the Foreclosure Crisis ....... DANIEL BEHREND 219

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