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handle is hein.crs/govejzz0001 and id is 1 raw text is: Congressional Research Service
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Updated January 3, 2023

A Brief Overview of FEMA's Individual Assistance Program

When a disaster occurs, the Federal Emergency
Management Agency (FEMA) may assist individuals with
their recovery through the Individual Assistance (IA)
program if the President authorizes such assistance pursuant
to a declaration of emergency or major disaster under the
Robert T. Stafford Disaster Relief and Emergency
Assistance Act (Stafford Act; P.L. 93-288, as amended;
codified at 42 U.S.C. §§5121 et seq.).
IA Programs
FEMA may provide the following forms of IA:
The Crisis Counseling Assistance and Training Program
(CCP) provides grant funding to local, state, territory, and
tribal governments, which may contract with local mental
health service providers, for CCP services. The CCP assists
individuals and communities through community-based
outreach and the provision of psycho-educational services
following an emergency or major disaster (42 U.S.C.
§5183).
Disaster Case Management (DCM) partners case
managers with disaster survivors to develop and implement
disaster recovery plans that address the survivor's unmet
needs following a major disaster (42 U.S.C. §5189d).
Disaster Legal Services (DLS) are provided for free to
low-income individuals to assist them with securing
benefits or making claims arising from a major disaster (42
U.S.C. §5182).
Disaster Unemployment Assistance (DUA) provides
unemployment benefits and re-employment assistance to
individuals who are ineligible for regular unemployment
insurance, and were previously employed or self-employed,
and rendered jobless or whose employment was interrupted,
as a direct result of a major disaster (42 U.S.C. §5177).
The Individuals and Households Program (IHP)
provides financial and/or direct assistance for housing, as
well as financial assistance for other needs (referred to as
Other Needs Assistance (ONA)), to eligible individuals and
households who have uninsured or under-insured necessary
expenses and serious needs resulting from an emergency or
major disaster, which cannot be met through other means or
forms of assistance (42 U.S.C. §5174).
The federal government provides 100% of the funding for
CCP, DUA, DLS, DCM, and IHP-Housing Assistance.
IHP-ONA, however, is subject to a statutorily set 75%
federal and 25% nonfederal cost share, borne by the
state/territory/tribe. Figure 1 depicts the general timing of
IA program delivery. For more information on FEMA's IA

program, see CRS Report R46014, FEMA Individual
Assistance Programs: An Overview.
Figure I. Timeline of IA Program Delivery
'DCM(24nonths
IH P (1 months
`CP RSP (9 months from award noice)
*DUA (26 weeks)
a          -((P ISP (60 days from IA approval)
IHP-0N1: (P A (4 days)
f                       Months from dedaration*-J
L Emergency or Major Disaster Decaration
Emergency Declaration
Source: Developed by CRS based on Figure 3: Timeline of
Individual Assistance Programs from the FEMA Individual Assistance
Program and Policy Guide (IAPPG), v. I.1, FP 104-009-03, May 2021, p.
I 1, https://www.fema.gov/sites/default/files/documents/fema_iappg-
l.I.pdf.
Notes: Additional acronyms are as follows: Blue Roof = Blue Roof
Program; CCP ISP = Immediate Services Program; CCP RSP =
Regular Services Program; CNA = Critical Needs Assistance (this is a
form of IHP-ONA); and TSA = Transitional Sheltering Assistance.
Blue Roof and TSA are authorized and funded through the FEMA
Public Assistance program, and are forms of emergency work. FEMA
may extend the period of assistance/performance if it is in the public
interest, when requested by an affected state, territory, or tribe.
Requesting and Authorizing lA
There is no threshold or trigger that automatically
authorizes IA. Federal assistance is intended to
supplement-not supplant-the local, state, territory, or
tribal government's response and recovery efforts. Thus,
the governor of an affected state or territory or the chief
executive of an affected tribal government must request that
the President declare an emergency or major disaster
authorizing IA. Using information submitted by the
governor or chief executive in their major disaster
declaration request, FEMA evaluates specific factors to
determine whether there is a need for supplemental federal
assistance to individuals (i.e., IA). FEMA then provides a

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