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![handle is hein.congrecreports/crptxadqg0001 and id is 1 raw text is: AUTHENTICATED
U.S. GOVERNMENT
INFORMATION .
116TH CONGRESS REPORT
2d Session HOUSE OF REPRESENTATIVES 116-658
DEBT COLLECTION PRACTICES HARMONIZATION ACT
DECEMBER 16, 2020.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Ms. WATERS, from the Committee on Financial Services,
submitted the following
R E P O R T
together with
MINORITY VIEWS
[To accompany H.R. 3948]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 3948) to amend the Fair Debt Collection Practices Act to
extend the provisions of that Act to cover a debt collector who is
collecting debt owed to a State or local government, to index award
amounts under such Act for inflation, to provide for civil injunctive
relief for violations of such Act, and for other purposes, having con-
sidered the same, reports favorably thereon with an amendment
and recommends that the bill as amended do pass.
The amendment is as follows:
Strike all after the enacting clause and insert the following:
SECTION 1. SHORT TITLE.
This Act may be cited as the Debt Collection Practices Harmonization Act.
SEC. 2. PREVENTING DECEPTIVE AND HARASSING PRACTICES WHEN COLLECTING DEBT
OWED TO A STATE OR LOCAL GOVERNMENT.
Section 803(5) of the Fair Debt Collection Practices Act (15 U.S.C. 1692a(5)) is
amended-
(1) by striking money arising out and inserting the following: money-
(A) arising out;
(2) by striking judgment. and inserting 'judgment; or; and
(3) by adding at the end the following:
(B) owed to a State..
SEC. 3. AWARD OF DAMAGES.
(a) ADDITIONAL DAMAGES INDEXED FOR INFLATION.-
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