HeinOnline is a subscription-based resource containing thousands of academic and legal journals from inception; complete coverage of government documents such as U.S. Statutes at Large, U.S. Code, Federal Register, Code of Federal Regulations, U.S. Reports, and much more. Documents are image-based, fully searchable PDFs with the authority of print combined with the accessibility of a user-friendly and powerful database. For more information, request a quote or trial for your organization below.
![handle is hein.congrecreports/crptxabat0001 and id is 1 raw text is: AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
Gp
115TH CONGRESS REPORT
2d Session HOUSE OF REPRESENTATIVES 115-568
THE CREDIT ACCESS AND INCLUSION ACT OF 2017
FEBRUARY 16, 2018.-Committed to the Committee of the Whole House on the State
of the Union and ordered to be printed
Mr. HENSARLING, from the Committee on Financial Services,
submitted the following
REPORT
[To accompany H.R. 435]
[Including cost estimate of the Congressional Budget Office]
The Committee on Financial Services, to whom was referred the
bill (H.R. 435) to amend the Fair Credit Reporting Act to clarify
Federal law with respect to reporting certain positive consumer
credit information to consumer reporting agencies, and for other
purposes, having considered the same, report favorably thereon
with an amendment and recommend that the bill as amended do
pass.
The amendment (stated in terms of the page and line numbers
of the introduced bill) is as follows:
Page 4, after line 14, insert the following:
(c) GAO STUDY AND REPORT.-Not later than 2 years
after the date of the enactment of this Act, the Comptroller
General of the United States shall submit to Congress a
report on the impact of furnishing information pursuant to
subsection (f) of section 623 of the Fair Credit Reporting
Act (15 U.S.C. 1681s-2) (as added by this Act) on con-
sumers.
PURPOSE AND SUMMARY
Introduced by Representative Ellison on January 11, 2017, H.R.
435, the Credit Access and Inclusion Act of 2017 amends the Fair
Credit Reporting Act (FCRA) to authorize a person or the Depart-
ment of Housing and Urban Development (HUD) to furnish to a
consumer reporting agency, information relating to the perform-
ance of a consumer in making payments: (1) under a lease agree-
ment for a dwelling, including a lease in which HUD provides sub-
sidized payments; or (2) pursuant to a contract for a utility or tele-
communications service.
79-006](ViewImageLocal?handle=hein.congrecreports/crptxabat0001&div=1&collection=&method=preview&ext=.png&size=3)