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I (2013)

handle is hein.cbhear/fdsysapst0001 and id is 1 raw text is: AUTHENTICATEO
U.S. GOVERNMENT
INFORMATION
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                                                                S. HRG. 112-760

                   MAKING SENSE OF CONSUMER CREDIT REPORTS







                                      HEARING

                                          BEFORE THE

                                    SUBCOMMITTEE ON

                       FINANCIAL INSTITUTIONS AND CONSUMER

                                       PROTECTION
                                            OF THE

                                    COMMITTEE ON

                 BANKING, HOUSING, AND URBAN AFFAIRS

                             UNITED STATES SENATE

                             ONE HUNDRED TWELFTH CONGRESS

                                        SECOND SESSION

                                             ON

                 EXPLORING THE CONSUMER CREDIT REPORTING MARKET, CONSUMER
                   UNDERSTANDING OF CREDIT REPORTS, AND THE EXPANDED OVER-
                   SIGHT OF KEY MARKET PARTICIPANTS IN THE CREDIT REPORTING
                   INDUSTRY


                                       DECEMBER 19, 2012





                  Printed for the use of the Committee on Banking, Housing, and Urban Affairs







                                  Available at: http://www.fdsys.gov/

                                  U.S. GOVERNMENT PRINTING OFFICE
                    80-539 PDF          WASHINGTON : 2013

                          For sale by the Superintendent of Documents, U.S. Government Printing Office
                        Internet: bookstore.gpo.gov Phone: toll free (866) 512-1800; DC area (202) 512-1800
                             Fax: (202) 512-2250 Mail: Stop SSOP, Washington, DC 20402-0001

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