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1 Whittier L. Rev. 13 (1978-1979)
Solar Energy Financing: Variable Loan Payments in an Energy Savings-Paid Loan Program

handle is hein.journals/whitlr1 and id is 19 raw text is: Solar Energy Financing: Variable Loan Payments in an Energy Savings-Paid Loan Program* ROBERT NATHAN DANZIGER** To eliminate impediments to the widespread utilization of solar en- ergy devices, an Energy Savings-Paid Loan Program is proposed The Variable Loan payment schedule makes the development, fi- nancing, and consumer use of energy producing devices economically feasible for the manufacturer, contractor, lending institution, and the ultimate consumer. Additional consideration is given to relevant tax incentives under both Federal and State laws, and to avoidance of potential conflicts with the balloon payment provisions of the U.ccc INTRODUCTION Widespread installation of solar energy technology, particularly in existing buildings, has been impeded by its high cost relative to conventional energy forms.' However, the immediacy of the energy * This article will be presented by the author at the Third National Conference on Technology for Energy Conservation in January, 1979, at Tucson, Arizona, along with a paper entitled Solar Energy and Cogeneration. When is a New Producer of Energy Subject to Regula- tion as a Public Utility? ** J.D. 1978, Whittier College School of Law. 1. For research purposes, the following law review articles explain many of the techni- cal, legal, and economic issues presented by unconventional energy sources: Francis, Energy Conservation.- Guidelinesfor Municipal Programs, 8 ENVT'L L. 131 (1977); Mcgowan and Her- onemus, Ocean Thermal and Wind Power Alternative Energy Sources Based on Natural Solar Collection, 4 ENVT'L AFF. 629 (1975); Phelps and Yoxall, Solar Energy An Analysis of the Implementation of Solar Zoning, 17 WASHBURN L.J. 146 (1977); Reitze, .4 Solar Rights Zoning Guarantee. Seeking New Law in Old Concepts, 1976 WASH. U.L.Q. 375 (1976); Miller, Solar Energy and Public Lands, 4 J. CONTEMP. L. 19 (1976); Comment, Solar Rights- Guaranteeing a Place in the Sun, 57 ORE. L. REV. 94 (1977); Symposium, Alternative Energy Resources.- An InternationalApproach, 16 COLUM. J. TRANSNAT'L L. 386 (1977); Greene, Easement ofLight, 126 NEW L.J. 143 (1976); Mogel, Energy and the Environment: Must There Be a Choice?, 13 CAL. W.L. REv.1 (1976); Comment, Obstruction ofSunlight as a Private Nuisance, 65 CAL. L. REV. 94 (1977); Myers, Solar Access Rights in Residential Developments, 24 PRAC. LAW, 13 (March 1, 1978); Comment, The Allocation ofSunlight: Solar Rights and the Prior Appropriation Doctrine, 47 U. COLO. L. REV. 421 (1976); Caruso and Caruso, International Cooperation in the Production of Solar Energy Through the Use of Satellites, 9 LAW. OF THE AMERICAS 540

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