15 St. Mary's L.J. 603 (1983-1984)
Perspectives on Urban Homestead Exemptions - Texas Amends Articles XVI, Section 51; Schroeder, Julie B.

handle is hein.journals/stmlj15 and id is 613 raw text is: Perspectives on Urban Homestead Exemptions-Texas Amends
Article XVI, Section 51
Julie B. Schroeder
I.  Introduction  .................................................  603
II. Background on Homestead Exemptions ...................... 606
A.   Historical Considerations  ...............................  606
B. Contemporary Considerations ........................... 608
1. General Reasons for Exemptions .................... 608
2. Value Limitation Exemptions ........................ 610
3. Area Limitation Exemptions ......................... 611
4. Arguments Against Homestead Exemptions .......... 613
III. Elements of Texas Urban Homestead Exemption ............ 614
A.   Historical Background  ..................................  614
B. Texas Urban Exemption ................................ 616
1.  In  G eneral  ..........................................  616
2. Determining Value Under Prior Law ................ 618
3. Implementation of New Exemption .................. 620
4. Analysis of New Exemption ......................... 622
IV. Retroactivity of the New Amendment ........................ 625
A.  Retroactivity  in  General  ................................  625
B. Early Texas View of Retroactivity ....................... 626
C. Retroactivity and Its Effects on Creditors ................ 628
1. Texas Law .........          ........................ 628
2.  Alternative  Approach ................................  629
D. Retroactivity and Its Effects on Homesteaders ........... 631
V .  C onclusion  ..................................................  634
I. INTRODUCTION
On November 8, 1983, Texas voters cast their ballots in favor of a new
amendment to article XVI, section 51 of the Texas Constitution.' The im-
1. See TEx. CONST. art. XVI, § 51. This section provides:
[Tihe homestead in a city, town or village, shall consist of lot or lots amounting to not
more than one acre of land, together with any improvements on the land; provided, that
the same shall be used for the purposes of a home, or as a place to exercise the calling or
business of the homestead claimant. . ..

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